Ask an Agent

Have a question? We're here to help.

Ask an agent for free

Question

If you don't have a receipt for goods, do renters still get paid for property loss?

I don't have receipts for goods I purchased, does renters insurance still cover me?

Aug 4, 2023 Fort Worth, TX

Answer

Author profile picture
Senior Insurance Specialist

Renata joined The Zebra in 2020 as a Customer Experience Agent. Since 2021, she has worked as a licensed insurance professional and content strategis…

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 5 years of experience in the insurance industry

You can file a renters insurance claim without receipts, but moving forward you should keep an up-to-date inventory of your personal belongings with photos and get an appraisal for big-ticket items.

If you reach out to your insurance company, they will let you know what all would be covered under your policy and if you would be reimbursed actual cash value or replacement cost for property lost. Good luck.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare auto insurance rates and save up to $670 per year!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Does USAA membership extend to grandchildren?

USAA membership does not automatically extend to grandchildrenUSAA membership is limited to military members and their direct families. That means spouses and children of USAA members are typically eligible to join. However, it does not skip a generation — grandchildren can only qualify if their pa…
Mar 2, 2026 San Antonio, TX

I swerved to miss a deer in the road, wrecked my car, and now my insurance company is saying that I'm considered at fault. Why is that?

Hitting an animal in the road falls under the category of a comprehensive insurance claim because animals do not follow road laws and can't be expected to avoid cars or roadways. It's the same general principle as hail damage. The incident changes to an at fault accident when you swerve to avoid th…
Jul 28, 2021 Newton, KS

Who is at fault if I opened my car door and it was hit by another driver?

In situations where a car door is opened and subsequently hit, fault is generally with the person who opened the door. There are scenarios where both drivers may share liability and each situation is different, so it's difficult to say with any certainty where fault lies. Your best bet is to contac…
Apr 20, 2023 Dallas, TX

Do I need to report a fix-it ticket when applying for new auto insurance?

As long as your license wasn't suspended as a result — or other violations that affect your driving record — you do not have to report fix-it tickets to your insurance company. Insurers typically will only rate against moving violations that show up on your motor vehicle record (MVR).If you're look…
Aug 13, 2024 Arlington, TX