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If you don't have a receipt for goods, do renters still get paid for property loss?

I don't have receipts for goods I purchased, does renters insurance still cover me?

Jul 7, 2021 Fort Worth, TX

Answer
Author profile picture

Renata Balasco

Senior Content Strategist

Renata joined The Zebra in 2020 as a Customer Experience Agent. Since 2021, she has worked as licensed insurance professional and content strategist.…

Credentials
  • Licensed Insurance Agent — Property and Casualty

You can file a renters insurance claim without receipts, but moving forward you should keep an up-to-date inventory of your personal belongings with photos and get an appraisal for big-ticket items.

If you reach out to your insurance company, they will let you know what all would be covered under your policy and if you would be reimbursed actual cash value or replacement cost for property lost. Good luck.

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