Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

If I am leasing a car and die before the end of the lease term, can I buy insurance to cover that?

For example, I have a 2-year lease on a 2019 car. If I die and my spouse is left with payments, can I buy insurance to have the lease paid off in full?

Feb 2, 2019 Cleveland Heights, OH

Answer
Author profile picture

Ava Lynch

Insurance Analyst

Credentials
  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

For this situation I'd actually recommend getting a life insurance policy if this is something you are concerned about. To my knowledge, there is no type of auto insurance coverage that would help with the death of a policyholder.

In general, dealing with car insurance when a policyholder dies can be tricky and varies depending on the company and type of policy you have, but it is likely that your spouse would inherit the policy from you. Hope this was helpful.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

If I hit a tire in the road, is that considered a comprehensive claim?

This accident would actually be paid out under your collision coverage because you collided with the tire. Because you only damaged your vehicle in this single-vehicle collision, it would also be considered an at-fault collision claim. What you should think about is the rate increase you will proba…
Aug 18, 2018 Columbus, OH

Does the name on my insurance policy need to match the name on my mortgage loan and deed?

Generally speaking, that shouldn't be an issue for your homeowners insurance company. For the sake of avoiding any sort of confusion down the road, however, it may be beneficial to update your existing accounts with your mortgage provider. In the event of a claim payout there could be a delay …
Jun 24, 2017 Elyria, OH

Do I need a police report to file a claim with insurance if I damaged my own vehicle?

You do not need a police report to open a claim. Since it was a single-vehicle accident, you will be charged as at-fault if the claim is paid, which would result in a higher premium. I would get an estimate for the damage and see if it's worth filing a claim for, and possibly pay out-of-pocket…
Jan 16, 2020 Hillsboro, OH

Can I insure a car with a rebuilt title?

Thanks for reaching out to The Zebra! Rebuilt, or salvage-titled vehicles, can be a little more tricky to deal with but you can still insure them.To get insurance on a vehicle with a rebuilt title, you need to find the proper insurer since not every company will offer coverage. It’s important to no…
Sep 16, 2021 Garfield, OH