Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

If I am leasing a car and die before the end of the lease term, can I buy insurance to cover that?

For example, I have a 2-year lease on a 2019 car. If I die and my spouse is left with payments, can I buy insurance to have the lease paid off in full?

Feb 2, 2019 Cleveland Heights, OH

Answer
Author profile picture

Ava Lynch

Insurance Analyst

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Credentials
  • 7+ years of Experience in the Insurance Industry

For this situation I'd actually recommend getting a life insurance policy if this is something you are concerned about. To my knowledge, there is no type of auto insurance coverage that would help with the death of a policyholder.

In general, dealing with car insurance when a policyholder dies can be tricky and varies depending on the company and type of policy you have, but it is likely that your spouse would inherit the policy from you. Hope this was helpful.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

I was rear-ended but the driver drove off before we exchanged information

The safest course of action would be to contact your insurance company with all the information possible. Including the police report and the at-fault driver's license plate information. Your insurance company's claims department will be able to sort out the other driver's informatio…
Dec 11, 2017 Fairfield, Ohio

Does car insurance cover a uhaul?

Renting a U-haul is much like renting a car. Consider the size of the vehicle you will be renting. Generally speaking, if the vehicle has a full 1-ton towing capacity (normally designated as an F-350 or 3500 on the vehicle) or smaller then your policy will extend to cover that vehicle just like ren…
Jul 17, 2016 Topeka, KS

Husband is in prison, how do I handle the car insurance?

You can exclude your husband from the policy if he is not driving the car. This means he would not be covered to drive but his driving history and status would not impact your rates. Sometimes there is an additional fee for having an excluded driver but that will vary by company. We can quote you a…
Oct 24, 2018 Nashville, TN

Am I covered while I'm moving to a new state?

I'm so sorry to hear about your accident during such a transitional and inconvenient time! I would contact your insurance company in Oregon and talk to the claims department to see if this will be covered. Many companies provide a grace period for you to obtain other insurance while you are mo…
Jul 22, 2022 Atlanta, GA