Ask An Agent

      

Get free car insurance advice on demand

    

Question

I just bought a used car and it is still insured under the previous owner. Am I covered?

The car is still covered under the guy I bought it from and he said he is paid up on the insurance for 2 months. I don’t need to buy a policy then until his runs out, right?

Agent Answer

Neil Richardson

When the ownership of a vehicle transfers from one person to another then the insurance coverage is no longer valid for the new owner. Even though the policy may still be active from the previous owner, you now own the vehicle and are not listed as a driver on the insurance coverage. You would need to immediately purchase a new auto policy once you take possession of the vehicle to properly insure yourself and the vehicle.

Was this helpful?

3 0
  • Didn't Find What You Were Looking For?

    Ask us another question and an insurance expert will get back to you with an answer.

Looking to save money on your car insurance?

Learn More