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Does State Farm cover rodent damage to my car's electrical wiring through comprehensive coverage?

Rodents have chewed through some of the wiring in my car. Does State Farm typically cover this type of damage?

Jun 11, 2019 Brewster, NY

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Ross Martin

Manager, Content Quality

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ross joined The Zebra as a writer and researcher in 2019. As a licensed insurance agent, he specializes in writing insurance content to help shoppers…

While I can't speak specifically for State Farm, most insurance companies will cover damage caused by a rodent under comprehensive coverage. This type of coverage insures against damage not caused by a car-on-car collision, and damage caused by an animal is a primary example.

For specifics about your State Farm policy, we'd recommend contacting them directly just to be sure. Good luck!

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