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Does State Farm cover rodent damage to my car's electrical wiring through comprehensive coverage?

Rodents have chewed through some of the wiring in my car. Does State Farm typically cover this type of damage?

Mar 26, 2026 Brewster, NY

Answer

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Insurance Writer

Ross joined The Zebra as a writer and researcher in 2019. He specialized in writing insurance content to help shoppers make informed decisions.

Ross h…

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  • 5+ years in the Insurance Industry

While I can't speak specifically for State Farm, most insurance companies will cover damage caused by a rodent under comprehensive coverage. This type of coverage insures against damage not caused by a car-on-car collision, and damage caused by an animal is a primary example.

For specifics about your State Farm policy, we'd recommend contacting them directly just to be sure. Good luck!

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