Does a vehicle need car insurance if its in storage in Virginia?

If a vehicle is parked on someone's lawn, never driven, used only for extra storage, in the state of Virginia, does it need to be insured? The owner is on disability and only drives for groceries and kidney dialysis. The second vehicle stores his belongings as he rents room.

In Virginia, a vehicle that isn't registered, isn't being driven, and is parked on private property generally doesn't need to be insured. Virginia law requires insurance before a vehicle can be registered, so if it's still registered, it's worth checking with the Virginia DMV directly to understand what's required in your situation.

If the car is truly just sitting in storage, a comprehensive-only policy is worth looking into even when it isn't legally required. This type of coverage protects against things like theft, fire, vandalism, and weather damage, and it costs much less than a standard policy. It's a simple way to protect the vehicle and anything stored inside it.

One thing to keep in mind: if the vehicle ever gets driven again, even just once, insurance needs to be in place first. Virginia enforces this, and driving without coverage can lead to fines or registration problems.

For questions specific to your situation, the Virginia DMV is the best place to get accurate, up-to-date answers.