Car insurance costs an average of $81 monthly in Greenville. Learn more about how rates are set or enter your ZIP to compare quotes.
Car insurance costs an average of $979 per year in Greenville. That's more expensive than the statewide average in North Carolina ($955) and less expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status and other factors in Greenville.
|Greenville Average (per year)||North Carolina Average||National Average|
The difference in auto insurance rates from company to company can be dramatic. For a typical insurance customer, GEICO provides Greenville's cheapest rates. See below the best companies for cheap auto insurance in Greenville.
|Insurance Company||Average Annual Rate|
|North Carolina Farm Bureau||$813|
The age group that enjoys the lowest auto insurance rates in Greenville are drivers in their 50s, who pay an average of $918 per year. Drivers in their 60s pay marginally higher rates — $918 per year.
Teenage drivers pay Greenville's most expensive car insurance rates. When drivers hit their 20s in Greenville and move out of the teenage age bracket, they reduce their premiums substantially. In Greenville, teenage drivers pay $2,172 — a full $1,254 more than the second-most expensive rate paid by an age group.
|Age group||Average Annual Rate|
Marital status and gender can play roles in how car insurance companies set rates, in some cases. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Greenville pay $6 more than single drivers for auto insurance.
Gender is another factor that can influence auto insurance rates.
|Marital Status/Gender||Average Annual Rate|
No matter where you live, avoiding accidents and citations is the best way to keep your auto insurance rates low. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to a jump in your car insurance premiums, as insurance companies reward low-risk drivers with the gift of affordable rates.
Two of the most costly citations to receive are DUI and reckless driving. Greenville drivers found guilty of reckless driving face insurance rate increases of $850 per year, compared to the citywide average. A DUI violation is likely to cause a $3,497 increase, while a citation for speeding leads to a $504 rate hike.
|Incident||Average Yearly Rate|
|At-fault Accident (damages < $1,000)||$1,314|
|At-fault Accident (damages greater than $2,000)||$1,601|
|Speeding Ticket (16-20 mph over speed limit)||$1,483|
Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. Greenville drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 37% on their car insurance premiums. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price drop. In Greenville, moving into the "Fair" credit tier corresponds to an average of $213 in savings on insurance each year.
|Credit Tier||Average Annual Rate|