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How much does car insurance cost in Greenville?
Car insurance costs an average of $979 per year in Greenville. That's more expensive than the statewide average in North Carolina ($955) and less expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status and other factors in Greenville.
CAR INSURANCE RATES IN GREENVILLE
|Greenville Average (per year)||North Carolina Average||National Average|
The difference in auto insurance rates from company to company can be dramatic. For a typical insurance customer, GEICO provides Greenville's cheapest rates. See below the best companies for cheap auto insurance in Greenville.
GREENVILLE CAR INSURANCE RATES BY COMPANY
|Insurance Company||Average Annual Rate|
|North Carolina Farm Bureau||$813|
The age group that enjoys the lowest auto insurance rates in Greenville are drivers in their 50s, who pay an average of $918 per year. Drivers in their 60s pay marginally higher rates — $918 per year.
Teenage drivers pay Greenville's most expensive car insurance rates. When drivers hit their 20s in Greenville and move out of the teenage age bracket, they reduce their premiums substantially. In Greenville, teenage drivers pay $2,172 — a full $1,254 more than the second-most expensive rate paid by an age group.
GREENVILLE AUTO INSURANCE COSTS BY AGE
|Age group||Average Annual Rate|
Marital status and gender can play roles in how car insurance companies set rates, in some cases. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Greenville pay $6 more than single drivers for auto insurance.
Gender is another factor that can influence auto insurance rates.
GREENVILLE AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Annual Rate|
No matter where you live, avoiding accidents and citations is the best way to keep your auto insurance rates low. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to a jump in your car insurance premiums, as insurance companies reward low-risk drivers with the gift of affordable rates.
Two of the most costly citations to receive are DUI and reckless driving. Greenville drivers found guilty of reckless driving face insurance rate increases of $850 per year, compared to the citywide average. A DUI violation is likely to cause a $3,497 increase, while a citation for speeding leads to a $504 rate hike.
GREENVILLE CAR INSURANCE RATES AFTER A COLLISION OR CITATION
|Incident||Average Yearly Rate|
|At-fault Accident (damages < $1,000)||$1,314|
|At-fault Accident (damages greater than $2,000)||$1,601|
|Speeding Ticket (16-20 mph over speed limit)||$1,483|
Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. Greenville drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 37% on their car insurance premiums. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price drop. In Greenville, moving into the "Fair" credit tier corresponds to an average of $213 in savings on insurance each year.
GREENVILLE AUTO INSURANCE RATES BY CREDIT SCORE
|Credit Tier||Average Annual Rate|
About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.