Question
Will requesting roadside assistance impact premium increases in the future?
I paid my insurance company for the Roadside Assistance benefit. I had a couple of flat tires so I called to request RA. A few months later, my agent called to say that my premiums were going up if I made one more call to RA. Is that typical? If so, what is the point in paying for RA and then claiming it only to have your rates go up?
Answer
Unfortunately, using your roadside assistance is considered a claim since you are using coverage on your policy. Most insurance companies will allow you to use your roadside assistance three times. This may be why your insurance rates will go up after the third claim. Since having roadside through your insurance company does impact your rates, you may want to consider an alternative roadside assistance program. Checking out our comparison of different roadside assistance programs will be helpful. Good luck and if you have any questions, don't hesitate to ask.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.