Renton, WA Car Insurance

The typical car insurance policy costs $140 per month in Renton. Learn more about how to save.

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How much does auto insurance cost in Renton?

 

Auto insurance costs an average of $1,681 per year in Renton. That's pricier than the average in Washington ($1,368) and pricier than the national average of $1,548. Our guide to Renton car insurance includes average rates based on age, credit score, driving history and marital status. 

 
AUTO INSURANCE: RENTON RATES VS. STATE + NATIONAL AVERAGES
Renton Average (annual)Washington AverageUnited States Average
$1,681$1,368$1,548
 
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Renton car insurance rates by company

 

The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical driver, USAA offers Renton's cheapest rates. We've gathered the best cheap car insurance companies in Renton below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.

 
RENTON AUTO INSURANCE RATES BY COMPANY
CompanyAverage Rate (annual)
USAA$1,099
PEMCO Insurance$1,124
State Farm$1,468
Progressive$1,521
Allstate$2,136
 

Consult our expert guide to finding the best cheap car insurance.

 

Car insurance rates by age bracket in Renton

The age group that pays the least for car insurance in Renton are drivers in their 50s ($1,483 per year). Drivers in their 60s pay marginally higher rates — $1,547 per year.

The Renton drivers who pay the highest insurance rates are teenagers. One of the easiest ways to lower your car insurance rates as a driver in Renton is to age out of your teenage years. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in Renton is $5,299, the largest such difference between any two age groups.

 
RENTON CAR INSURANCE PREMIUMS BY DRIVER AGE
Age tierAverage Annual Rate
Teenagers$7,565
20s$2,266
30s$1,644
40s$1,553
50s$1,483
60s$1,547
70s$1,990
 

Learn more about the impact of age on car insurance premiums.

 

Renton car insurance rates by gender and marital status

 

In some cases, a driver's gender and marital status may influence the car insurance rates they pay. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Renton pay $78 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. 

Another component of auto insurance pricing is gender. In Renton, female drivers pay $53 per year more than do male drivers.

 
RENTON CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
Gender/Marital StatusAverage Yearly Rate
Female$1,734
Male$1,681
Single$1,681
Married$1,604
Divorced$1,681
Widowed$1,653
 

Learn more about how gender and marital status have on car insurance rates.

 

Renton car insurance costs by violation history

 

No matter where you live, keeping your driving record clean is a great way to keep your auto insurance rates low. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Renton, a reckless driving citation results in an average insurance rate increase of $725 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $773 increase and a speeding ticket triggers a $375 rate hike.

 
RENTON CAR INSURANCE RATES AFTER A COLLISION OR CITATION
IncidentAverage Yearly Rate
DWI/DUI$2,454
Reckless Driving$2,406
At-fault Accident (damages < $1,000)$2,294
At-fault Accident (damages greater than $2,000)$2,497
Speeding Ticket (16-20 mph over speed limit)$2,055
 

Learn more about how citations can raise your auto insurance rates.

 

 

Renton car insurance rates by credit score

 

It's no secret credit score is closely correlated with car insurance rates. Renton drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 61% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In Renton, improving your credit to "Fair" could help you earn $1,335 in savings on insurance premiums each year.

 
RENTON AUTO INSURANCE RATES BY CREDIT SCORE
Credit LevelAverage Annual Rate
Very Poor$3,395
Fair$2,060
Good$1,681
Very Good$1,509
Exceptional$1,336
 

Learn more about the relationship between poor credit and car insurance.

Compare car insurance rates for free today.

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Ross Martin
Ross MartinManager, Content Quality

As a licensed insurance agent, Ross researches and writes insurance content intended to help users make informed decisions.

Ross's background is in writing and education. He holds a master's degree from Royal Holloway, University of London.

Ross's work has been cited by The New York Times, Investopedia, The Simple DollarThe BalanceCar and Driver and Fox Business. He has been quoted by CNET, I Drive Safely and Kin Insurance

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.

  • The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.

  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.

  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.