MAPFRE Insurance Review

MAPFRE insurance at a glance

MAPFRE car insurance review

Where is MAPFRE car insurance available?

MAPFRE coverage options

All of the standard auto insurance options available from most major carriers are available from MAPFRE Insurance. These include liability coverage, medical payments, collision, comprehensive, car rental, roadside assistance and uninsured motorist coverage. However, MAPFRE auto policies have a number of extra options for consumers. Have a look at some of the company's options below.

Unique MAPFRE auto insurance programs

MAPFRE Insurance offers a number of "Value Programs," which function as strong incentive to acquire a MAPFRE policy.

• Disappearing deductible — MAPFRE’s disappearing deductible option provides the opportunity to save up to $300 on your car insurance deductible. You receive credits for every continuous year of safe driving.
• Accident forgiveness — MAPFRE offers accident forgiveness as an option. If you purchase accident forgiveness at the onset of your policy, your auto insurance rates won’t go up if you cause an accident.
• Auto glass repair program — MAPFRE Insurance offers a streamlined way of getting your glass-only damages to windows or the windshield repaired. It partners with American Commerce Claim Service Center to quickly take care of repairing or replacing your damaged glass.
• Car EZ® — MAPFRE Insurance’s CAR EZ® Program promises to make repairs to your vehicle “quick, easy and stress-free.” For those looking for an expedited repair service, this could be a good option.
• ePICS — ePICS claims to eliminate the need for customers to travel to an appraisal facility by allowing you to snap pictures of your vehicle and upload them through the MAPFRE Insurance app.
• TeenSMART® — In an effort to educate teens about safe driving habits, MAPFRE Insurance created its teenSMART safe driver program. TeenSMART provides interactive computer-based training to help younger drivers become more adept behind the wheel. This can also lower your auto insurance costs as well.

MAPFRE bundling options

MAPFRE home insurance review

Where is MAPFRE home insurance available?

MAPFRE home insurance coverage options

MAPFRE offers an array of home insurance options. MAPFRE's home insurance products include dwelling coverage, other structures, personal property, additional living expenses, personal liability and medical payments. The company also offers add-ons that could make checking them out worthwhile.

MAPFRE's home insurance add-on menu includes: 

• Water and sewer backup coverage
• Replacement cost coverage for your home’s contents
• Increased limits for personal liability and medical payments
• Personal injury liability protection
• Increased limits on certain personal property such as jewelry, silverware and furs
• Special personal property coverage for most perils affecting your home’s contents

Special programs

For customers looking for special types of home coverage, MAPFRE Insurance also offers unique programs that customers can opt into.

Restorationist

If you own a classic home, your insurance needs could differ from those of a standard customer. MAPFRE is aware of these needs and guarantees coverage for restoration costs, claiming to even help you find craftsmen and hard-to-find materials to get your home back to its original condition. As a part of this coverage, MAPFRE provides a cash-out option in the event of a total loss. Learn more about insuring an older home.

Premier living

For those with more expensive or architecturally unique homes, MAPFRE’s premier living option could be an ideal choice. It offers a number of exclusive coverage choices that are adapted to the needs of a homeowner with a high-value property, including:

• Guaranteed replacement cost
• Ordinance or law coverage
• Additional living expenses
• Cash-out options
• Sewer and water backup
• Extended personal property coverage
  
  

IT help desk

At no extra charge, MAPFRE offers a technology help desk to support devices such as computers, smartphones, tablets, network connectivity, printers and more.

MAPFRE Select Home Restoration Program

This is an expedited home repair service intended to speed up the repair process. MAPFRE claims to contact you on the same day of your claim to coordinate reconstruction.

Home system protection

Many of the most expensive systems in your home may not be covered by a standard policy. MAPFRE offers coverage options for a number of home systems, including:

• Central heating and air conditioning systems
• Boilers and water heaters
• Solar heaters
• Well pumps
• Built-in generators
• Underground service lines
• Permanently-installed appliances and more
  
  

Identity theft coverage

MAPFRE partners with cybersecurity company CyberScout to provide protection against a number of online identity threats, including credit card, forgery and counterfeit money protection. See more info on identity theft coverage.

ePICS® program

This program allows MAPFRE customers the chance to report minor damages more efficiently by submitting photos and answering a few simple questions about the damage.

MAPFRE insurance review: is the insurer right for you?

With its wide array of coverage options and ever-expanding roster of independent agents, MAPFRE insurance is a solid option for auto or home insurance, as long as it fits your coverage needs and budget. The company offers unique perks and add-ons, with the trade-off of more frequent customer complaints.

If you’re looking for a new insurance policy and price is your main concern, The Zebra can help you find insurance quotes from many of the top companies in the country. Seeing quotes side-by-side makes finding lower insurance rates much easier.