Choosing an auto insurance company can be difficult: companies' rates differ based on your driving record, location, and age, and companies offer an array of perks. Progressive and Safe Auto are two of the most popular auto insurance companies, providing high-quality policies in most states.
To help simplify the process of comparing insurance companies, we've gathered typical insurance rates from Safe Auto and Progressive. These cover a variety of rating factors, including credit score, driving record, and demographics. Check out the below rates and find the right policy for you.
If you have extremely bad credit, Progressive could be preferable to Progressive. Typically, Progressive offers more affordable rates than Safe Auto for drivers with credit scores of lower than 580. Those with outstanding credit — a score of 800 or better — should opt for Progressive, which typically beats Safe Auto by $601 per year. Check out average insurance costs by credit tier for Safe Auto and Progressive:
|Credit level||Progressive avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$3,602||$3,799|
|Very Good (740-799)||$1,453||$1,937|
If you're saddled with an at-fault collision, ticket, reckless driving citation, or DWI in your rear view mirror, Progressive could be a better choice than Safe Auto. Every car insurance company prices its policies differently, so it's worth comparing quotes to understand which insurer suits you.
|Violation||Progressive avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$2,867|
|At-fault accident (damage > $1,000)||$2,245||$2,837|
Insurance companies rely on age to outline risk potential, assigning rates accordingly. An insurance policy is often expensive for teens — due to their increased odds of being involved in an accident — and most affordable for middle-aged drivers. Since every insurance company prices age tiers in a different way, it's wise to compare rates and find a great fit.
As a general rule, teen drivers should choose Progressive before Safe Auto: Progressive offers average yearly savings of $14, compared to Safe Auto.
|Age tier||Progressive avg. annual premium||Safe Auto avg. annual premium|
Setting aside cost, Progressive and Safe Auto both have pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.
|Discount Comparison||Progressive||Safe Auto|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Progressive||Safe Auto|
|JD Power Rankings||Below average||N/A|
|Other Products||Progressive||Safe Auto|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Progressive||Safe Auto|
|About||Since 1938, Progressive has made it easy to understand, buy, and use car insurance. In fact, as one of the largest insurance companies out there and the number one personal auto insurer by written premium among independent agents, you can choose the coverage options that make the most sense to you.||Safe Auto strives to provide affordable insurance to every driver, no matter the situation.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, winching service, flat tire change, battery jump-start, battery charge for electric cars, locksmith service, on-scene labor, and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
Can my new insurer cover a bodily injury claim made against me from my past accident when I was covered by a different company?
Unfortunately, State Farm will not handle your recent bodily injury claim since you no longer have a policy with them. Progressive would be the one to handle that claim since that is your current active plan.Do I need to put everyone in my household on my policy?
It's usually recommended to add everyone who lives in the household on the same policy if it's likely they will be driving the insured car, and insurance companies generally require everyone in the household of driving age to be listed on the policy. But if the others in the household already have their own insurance and vehicles, this would be unnecessary.How many cars can I have on my progressive policy?
Hello, Most companies — including Progressive — will allow four cars per policy. Of course, it's always a good idea to check with your insurance company if you are unsure about whether or not your cars are covered.Why won't my insurance recognize or cover Tesla labor rates?
Each insurance company has different guidelines when it comes to how they handle claims and repairs. As long as they are following the guidelines agreed to within your policy documents, then they are meeting the requirements on their end, so refer back to your policy and check what's covered and what's not.See More Questions
Should I get full coverage from a less well-known insurer?
Whether or not the company is a "mainstream" provider doesn't mean that you would have a bad claims experience. There are several companies out there that have been around for several years and just don't advertise like other companies.Do I pay a deductible for a liability claim?
You are not responsible for a deductible unless you have comprehensive and collision coverage. Since you only have liability, the damages to your car will not be covered which means there is no deductible.See More Questions
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