State Farm or The General: Which Company is Best for You?
State Farm and The General are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. State Farm was founded in 1922, while The General was founded in 1963. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
| Discount Comparison | State Farm | The General |
|---|---|---|
| Good Student |
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| Multiple Policies |
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| Multiple Vehicles |
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| Anti-Theft Device(s) |
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| Anti-Lock Brake System | ||
| Air Bags |
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| Good Driver |
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| Defensive Driver |
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| Student Away at School |
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| Driver Training |
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| Green Vehicles | ||
| Affinity Membership Alum |
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| Advanced Purchase | ||
| Pay in Full |
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| Home Owner | ||
| eSign or ePay | ||
| Telematics |
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| New Vehicle | ||
| Annual Mileage |
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| Military |
| Ratings Comparison | State Farm | The General |
|---|---|---|
| Financial Strength | Excellent | Excellent |
| JD Power Rankings | Above average | N/A |
| User Satisfaction | 4.5/5 | 4.5/5 |
| Other Products | State Farm | The General |
|---|---|---|
| Boat Insurance |
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| Condo Insurance |
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| Life Insurance |
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| Homeowners Insurance |
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| Travel Trailer Insurance |
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| Renters Insurance |
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| RV Insurance |
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| Motorcycle Insurance |
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| Mobile Home Insurance |
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| Other Features | State Farm | The General |
|---|---|---|
| About | Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs. | The General offers great rates on auto insurance to all types of drivers. Whether you have a great driving record, had a gap in coverage, or been in an accident, we have a rate for you! |
| Roadside Assistance | State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services. | The General provides optional Towing and Labor coverage in select states to pay for the cost of towing your car if it becomes disabled. Comprehensive and collision coverage is a prerequisite for purchase. The General also offers a Roadside Assistance plan that is administered by Nation Safe Drivers (NSD). This optional program provides 24-hour assistance for towing and other emergency services. |
| Additional Discounts | State Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model. | None Available |
| Recent Questions |
My car was towed by an apartment complex, will State Farm reimburse me for the towing cost?
Roadside assistance covers towing but it won't cover your car being towed by someone else. Your insurance company will not cover the cost of your car being towed from parking in the wrong location.
I started a claim but canceled it with no payout. Why is it on my CLUE report?
Unfortunately, if you start the claims process, the insurance company can list it on your CLUE report through LexisNexis which contains your claims history — even if there was no payout or resolution. You can dispute with State Farm to see if they will remove it, but at this point, that is really the only option which is definitely frustrating.
Does State Farm cover rodent damage to my car's electrical wiring through comprehensive coverage?
While I can't speak specifically for State Farm, most companies will cover damage caused by a rodent under comprehensive coverage. For specifics about your State Farm policy, you will want to contact them directly.
Does State Farm match auto insurance quotes with other companies?
In truth, no. Car insurance companies determine their rates based on their previous years' filings (loss to revenue ratio) in addition to other factors.
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Why did The General cancel my car insurance?
Insurance companies in many states have up to 60 days from the start date to cancel a policy without providing a reason for doing so. In most cases, this has to do with some sort of potential fraud or an inaccuracy on your application.
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| Compare More | State Farm vs. 21st Century State Farm vs. Allied State Farm vs. American Family State Farm vs. Amica Mutual Insurance State Farm vs. Erie State Farm vs. Esurance State Farm vs. Farm Bureau Mutual State Farm vs. Foremost State Farm vs. Infinity State Farm vs. Mercury State Farm vs. MetLife State Farm vs. Metromile State Farm vs. North Star Mutual State Farm vs. Root Insurance State Farm vs. Safe Auto State Farm vs. The Hartford State Farm vs. Titan State Farm vs. Travelers | The General vs. 21st Century The General vs. Allied The General vs. Allstate The General vs. American Family The General vs. Amica Mutual Insurance The General vs. Auto Club (AAA) The General vs. Erie The General vs. Esurance The General vs. Farmers The General vs. Foremost The General vs. GEICO The General vs. Infinity The General vs. Liberty Mutual The General vs. Mercury The General vs. MetLife The General vs. Nationwide The General vs. Progressive The General vs. Safe Auto The General vs. Safeco The General vs. The Hartford The General vs. Titan The General vs. Travelers The General vs. USAA |
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