GEICO vs. Allied

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GEICO or Allied: Which Company is Best for You?

Selecting an auto insurance company can be difficult: rates fluctuate based on your driving record, age, and location, and every company provides a different set of discounts. GEICO and Allied are two of the most popular auto insurance companies, offering competitively priced coverage across large portions of the US.

To make insurance shopping seamless, we have gathered average insurance rates from Allied and GEICO. The below cover myriad rating factors, including credit, driving history, and age. Examine these rates and find an affordable policy today.

Take a deep dive: Check out our reviews of GEICO and Allied.

 

Comparing car insurance rates: GEICO vs. Allied

 

GEICO vs. Allied: prices by credit level

If you have very poor credit, Allied could be preferable to GEICO. On average, Allied offers more affordable rates than GEICO for prospective clients with credit scores of lower than 580. Drivers with exceptional credit — a score of 800 or higher — should lean toward Check out common insurance rates by credit tier for Allied and GEICO below.

 
RATES BY CREDIT SCORE: Allied VS. GEICO
Credit level GEICO avg. annual premium Allied avg. annual premium
Very Poor (300-579) $2,051 $1,483
Fair (580-669) $1,358 $1,097
Good (670-739) $1,485 $1,104
Very Good (740-799) $1,120 $920
Exceptional (800-850) $1,064 $857
 

GEICO vs. Allied: high-risk insurance rate comparison

If you are carrying an at-fault accident, speeding ticket, reckless driving violation, or DWI on your résumé, Allied could be a better choice than GEICO. Every auto insurance company will handle driving offenses differently, so it's worth comparing quotes to find out which insurer is best for you.

 
HIGH-RISK INSURANCE RATE COMPARISON: Allied VS. GEICO
Infraction GEICO avg. annual premium Allied avg. annual premium
At-fault accident (damage < $1,000) $1,857 $1,662
At-fault accident (damage > $1,000) $1,580 $1,221
DUI/DWI $2,550 $2,708
Reckless driving $2,238 $2,708
Speeding ticket $1,395 $1,232
 

GEICO vs. Allied: rates by age

Auto insurance companies rely on a driver's age as an indicator of potential risk, assigning rates accordingly. An insurance policy is usually most expensive for beginning and young drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every car insurance company prices age tiers differently, it's smart to shop around and find a great rate.

As a general rule, teen drivers should choose GEICO before Allied: GEICO offers average yearly savings of $18, compared to Allied.

 
AGE BRACKET INSURANCE RATE COMPARISON: Allied VS. GEICO
Age tier GEICO avg. annual premium Allied avg. annual premium
Teens $3,508 $3,526
20s $1,438 $1,392
30s $1,218 $1,392
40s $1,189 $959
50s $1,160 $915
60s $1,065 $832
 

Cost aside, GEICO and Allied come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Dive into the data before making your decision.

Discount Comparison GEICO Allied
Good Student supported supported
Multiple Policies supported supported
Multiple Vehicles supported supported
Anti-Theft Device(s) supported
Anti-Lock Brake System supported
Air Bags supported
Good Driver supported supported
Defensive Driver supported
Student Away at School
Driver Training supported
Green Vehicles
Affinity Membership Alum supported
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle supported supported
Annual Mileage
Military supported
Ratings Comparison GEICO Allied
Financial Strength Question mark icon Superior Excellent
JD Power Rankings Question mark icon Average N/A
User Satisfaction Question mark icon 4.4/5 4.4/5
Other Products GEICO Allied
Boat Insurance supported supported
Condo Insurance supported supported
Life Insurance supported supported
Homeowners Insurance supported supported
Travel Trailer Insurance supported supported
Renters Insurance supported supported
RV Insurance supported supported
Motorcycle Insurance supported supported
Mobile Home Insurance supported
Other Features GEICO Allied
About GEICO uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers. Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside Assistance You can use a mobile app to request service from GEICO's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire. Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional Discounts GEICO offers an additional discount for vehicles with daytime running lights as well as discounts for federal employees. Moreover, the company offers the policy feature of accident forgiveness. Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent Questions Will comprehensive insurance cover damages caused by road debris?
Sorry to hear about your accident. If you have comprehensive coverage, it should cover any damages caused by debris.
Does State Farm match auto insurance quotes with other companies?
In truth, no. Car insurance companies determine their rates based on their previous years' filings (loss to revenue ratio) in addition to other factors.
Do I claim my stolen vehicle with Lyft or GEICO?
One of the companies should be covering you via your comprehensive coverage. Check out our page on Lyft's insurance requirements for more information.
Will a hit and run impact my car insurance premium in CA?
Yes, when your company has to pay out on a claim, it will impact your rates. If you filed a police report and have uninsured motorist property damage coverage, this coverage will pay for the damages and will be considered a not-at-fault accident.
See More Questions
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