State Farm vs Allied: Which is Better for You?
Compare rates from the top car insurance companies in your area.
State Farm or Allied: Which company is best for you?
Deciding on a car insurance company is sometimes difficult: every company's rates differ based on your location, age, and driving history, and every company's discounts differ. State Farm and Allied are two of the US' most popular insurance companies, providing affordable policies in most states across the US.
To help make insurance shopping seamless, we collected average policy rates from Allied and State Farm. These take into account an array of rating factors, including credit rating, driving record, and age. Examine these figures and find your next car insurance policy today.
State Farm vs. Allied: by credit level
If you have very poor credit, Allied could be the best option for you. On average, Allied offers cheaper rates than State Farm for prospective clients with credit scores of 579 or less. Those with outstanding credit — a score of 800 or better — should consider Check out common insurance rates by credit level for Allied and State Farm below.
INSURER RATES BY CREDIT SCORE: ALLIED VS. STATE FARM
|Credit level||State Farm avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$3,522||$1,483|
|Very Good (740-799)||$1,451||$920|
State Farm vs. Allied: by citation
If you have an at-fault crash, speeding ticket, reckless driving violation, or DWI on your résumé, Allied could be a better choice than State Farm. Every car insurance company prices policies differently after a violation, so don't hesitate to shop around to find out which insurer suits you.
INSURER RATES BY VIOLATION: ALLIED VS. STATE FARM
|Violation||State Farm avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$2,849||$1,662|
|At-fault accident (damage > $1,000)||$1,524||$1,221|
State Farm vs. Allied: by age
Car insurance companies use age to outline potential risk, assigning rates accordingly. Auto insurance is typically expensive for young drivers — because of their inexperience — and relatively affordable for older drivers. Because every auto insurance company rates ages uniquely, it's wise to compare rates and find great coverage.
As a general rule, teen drivers should choose Allied before State Farm: the former's average annual rates are $2,294 less than the latter's..
INSURER RATES BY AGE: ALLIED VS. STATE FARM
|Age||State Farm avg. annual premium||Allied avg. annual premium|
Costs aside, there are myriad pros and cons of both State Farm and Allied, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to shop around before settling on an option.
|Discount Comparison||State Farm||Allied|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||State Farm||Allied|
|JD Power Rankings||Above average||N/A|
|Other Products||State Farm||Allied|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||State Farm||Allied|
|About||Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||State Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Top States||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|