Mercury vs Infinity: Which is Better for You?

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Mercury or Infinity: Which company is best for you?

Choosing an auto insurer is sometimes difficult: rates vary based on your location, vehicle, and driving record, and companies offer an array of perks. Mercury and Infinity are two of the most popular insurance companies, selling competitively priced policies in most US states.

In an effort to simplify the process of comparing insurance companies, we have gathered typical premiums from Infinity and Mercury. The below cover a variety of rating factors, including credit rating, driving history, and demographics. Examine these figures and find the perfect policy for you.

Looking for additional insights? Check out our comprehensive reviews of Mercury and Infinity.


Mercury vs. Infinity: by credit level

If you have very poor credit, Mercury could be a better option for you. On average, Mercury offers better premiums than Infinity for drivers with credit scores of less than 580. Insurance shoppers with extraordinary credit — a score of 800 or better — should lean toward Mercury, which typically beats Infinity by $2,766 per year. View common insurance rates by credit level for Infinity and Mercury below.

Credit score Mercury avg. annual premium Infinity avg. annual premium
Very Poor (300-579) $1,115 $7,847
Fair (580-669) $1,115 $4,862
Good (670-739) $1,290 $3,955
Very Good (740-799) $1,115 $4,045
Exceptional (800-850) $1,115 $3,881

Mercury vs. Infinity: by citation

If you are carrying an at-fault collision, speeding ticket, reckless driving violation, or DUI on your driving résumé, Mercury could be a better choice than Infinity. Every insurance company has different post-violation pricing structures, so don't be afraid to shop around to find out which insurer is best for you.

Infraction Mercury avg. annual premium Infinity avg. annual premium
At-fault accident (damage < $1,000) $1,822 $5,774
At-fault accident (damage > $1,000) $1,125 $4,487
DUI/DWI $1,882 $6,124
Reckless driving $1,882 $6,124
Speeding ticket $1,457 $4,174

Mercury vs. Infinity: by age

Insurance companies use age as an indicator of potential risk, assigning rates accordingly. A car insurance policy is usually priciest for teen drivers — due to their increased odds of being involved in an accident — and relatively affordable for drivers aged 25 or older. Because every insurance company evaluates age tiers in a different way, it's wise to compare rates and find a great fit.

As a general rule, teen drivers should choose Mercury over Infinity: Mercury offers average yearly savings of $12,874, compared to Infinity.

Age tier Mercury avg. annual premium Infinity avg. annual premium
Teens $3,417 $16,291
20s $1,554 $5,588
30s $1,131 $5,588
40s $1,115 $4,077
50s $1,086 $3,716
60s $1,034 $3,365

Setting aside cost, Mercury and Infinity each come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to shop around before settling on an option.

Discount Comparison Mercury Infinity
Good Student supported supported
Multiple Policies supported
Multiple Vehicles supported supported
Anti-Theft Device(s) supported supported
Anti-Lock Brake System supported supported
Air Bags supported supported
Good Driver supported supported
Defensive Driver supported supported
Student Away at School supported
Driver Training supported
Green Vehicles
Affinity Membership Alum supported supported
Advanced Purchase supported supported
Pay in Full supported supported
Home Owner supported supported
eSign or ePay
New Vehicle
Annual Mileage
Ratings Comparison Mercury Infinity
Financial Strength Question mark icon Superior Excellent
JD Power Rankings Question mark icon N/A N/A
User Satisfaction Question mark icon



Other Products Mercury Infinity
Boat Insurance supported
Condo Insurance supported supported
Life Insurance supported
Homeowners Insurance supported supported
Travel Trailer Insurance supported
Renters Insurance supported supported
RV Insurance supported
Motorcycle Insurance supported
Mobile Home Insurance supported
Other Features Mercury Infinity
About Rated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962. Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside Assistance Mercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy. Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional Discounts Mercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more! Infinity offers an additional discount in most states for registering your policy account profile online.
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