Picking an auto insurance company is sometimes difficult: rates may vary based on your driving history, location, and age, and every company's discounts vary. North Star and Nationwide are two of the most popular insurance companies, offering affordable insurance policies in most US states.
In an effort to take the sting out of shopping for car insurance, we pulled average policy prices from Nationwide and North Star. These rates cover a variety of rating factors, including credit rating, driving history, and age. Take a look at these rates and find the right policy for you.
If you have very bad credit, Nationwide could be preferable to North Star. On average, Nationwide offers more affordable premiums than North Star for prospective clients with credit scores of less than 580. Insurance shoppers with exceptional credit — a score of 800 or better — should lean toward North Star, which typically beats Nationwide by $75 per year. Check out average insurance rates by credit score for Nationwide and North Star:
|Credit score||North Star avg. annual premium||Nationwide avg. annual premium|
|Very Poor (300-579)||$1,980||$1,593|
|Very Good (740-799)||$1,018||$1,109|
If you're saddled with an at-fault collision, ticket, reckless driving violation, or DWI in your rear view mirror, North Star could be a better choice than Nationwide. Every insurance company prices policies differently after a violation, so it's worth comparing quotes to figure out which insurer suits you.
|Violation||North Star avg. annual premium||Nationwide avg. annual premium|
|At-fault accident (damage < $1,000)||$1,534||$1,836|
|At-fault accident (damage > $1,000)||$1,534||$1,475|
Auto insurance companies rely on a driver's age to estimate risk, pricing premiums accordingly. An auto insurance policy is typically more expensive for teens — due to their inexperience — and more affordable for middle-aged drivers. Because every auto insurance company prices age tiers uniquely, it's smart to shop around and find a great rate.
As a general rule, teen drivers should choose North Star instead of Nationwide: North Star offers average yearly savings of $886 versusNationwide.
|Age tier||North Star avg. annual premium||Nationwide avg. annual premium|
Affordability aside, North Star and Nationwide each come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to shop around before settling on an option.
|Discount Comparison||North Star Mutual||Nationwide|
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|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||North Star Mutual||Nationwide|
|JD Power Rankings||N/A||Average|
|Other Products||North Star Mutual||Nationwide|
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|Mobile Home Insurance|
|Other Features||North Star Mutual||Nationwide|
|About||North Star Mutual provides insurance protection through a variety of products along with friendly personal service and fast, hassle-free claims handling to keep you on course.||Auto Insurance from Nationwide gives you peace of mind when you're on the road. Save money without sacrificing coverage by participating in one of our usage-based discount programs, and save even more with multi-policy discounts. With our On Your Side Claims® Service, you'll get a written guarantee on repairs and a choice of qualified car repair shops you can trust.|
|Roadside Assistance||North Star Mutual offers 24-hour emergency roadside assistance, including towing, tire, battery, delivery, and locksmith services, as well as mechanical first aid.||Nationwide's Roadside Assistance is available in select states. Two levels of emergency Roadside Assistance coverage—Basic and Plus—are available. Nationwide Roadside Assistance Basic applies to everyone on your policy, in any car you might occupy with coverage that includes towing up to 15 miles, ditch extraction service, emergency fuel, battery jump-start, locksmith services up to $100 and tire changes. Nationwide Roadside Assistance Plus includes all the previously listed services in addition to a tow up to 100 miles and trip interruption coverage that may reimburse your expenses up to $500 for alternate transportation, lodging and meals if you find yourself broken down 100 or more miles from home.|
|Additional Discounts||None Available||Nationwide offers additional savings through a Family Discount, which allows you to share discounts with members of your family.|
|Compare More||North Star Mutual vs. 21st Century North Star Mutual vs. Allied North Star Mutual vs. Allstate North Star Mutual vs. American Family North Star Mutual vs. Amica Mutual Insurance North Star Mutual vs. Auto Club (AAA) North Star Mutual vs. Erie North Star Mutual vs. Farm Bureau Mutual North Star Mutual vs. Farmers North Star Mutual vs. GEICO North Star Mutual vs. Infinity North Star Mutual vs. Liberty Mutual North Star Mutual vs. Mercury North Star Mutual vs. MetLife North Star Mutual vs. Progressive North Star Mutual vs. Safe Auto North Star Mutual vs. Safeco North Star Mutual vs. State Farm||Nationwide vs. 21st Century Nationwide vs. American Family Nationwide vs. Amica Mutual Insurance Nationwide vs. Erie Nationwide vs. Esurance Nationwide vs. Farm Bureau Mutual Nationwide vs. Foremost Nationwide vs. Infinity Nationwide vs. Mercury Nationwide vs. MetLife Nationwide vs. Root Insurance Nationwide vs. Safe Auto Nationwide vs. The General Nationwide vs. The Hartford|
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