GEICO or The Hartford: Which Company is Best for You?
Geico and The Hartford are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. Geico was founded in 1936, while The Hartford was founded in 1810. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
| Discount Comparison | GEICO | The Hartford |
|---|---|---|
| Good Student |
|
|
| Multiple Policies |
|
|
| Multiple Vehicles |
|
|
| Anti-Theft Device(s) |
|
|
| Anti-Lock Brake System |
|
|
| Air Bags |
|
|
| Good Driver |
|
|
| Defensive Driver |
|
|
| Student Away at School | ||
| Driver Training |
|
|
| Green Vehicles | ||
| Affinity Membership Alum |
|
|
| Advanced Purchase | ||
| Pay in Full | ||
| Home Owner | ||
| eSign or ePay | ||
| Telematics | ||
| New Vehicle | ||
| Annual Mileage | ||
| Military |
|
| Ratings Comparison | GEICO | The Hartford |
|---|---|---|
| Financial Strength | Superior | Excellent |
| JD Power Rankings | Average | Excellent |
| User Satisfaction | 4.4/5 | 4.4/5 |
| Other Products | GEICO | The Hartford |
|---|---|---|
| Boat Insurance |
|
|
| Condo Insurance |
|
|
| Life Insurance |
|
|
| Homeowners Insurance |
|
|
| Travel Trailer Insurance |
|
|
| Renters Insurance |
|
|
| RV Insurance |
|
|
| Motorcycle Insurance |
|
|
| Mobile Home Insurance |
|
| Other Features | GEICO | The Hartford |
|---|---|---|
| About | GEICO uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers. | Since 1810, The Hartford continually seeks new and better ways to proactively respond to their customers needs. |
| Roadside Assistance | You can use a mobile app to request service from GEICO's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire. | The Hartford has towing and labor coverage to help pay for a tow if your vehicle is inoperable regardless of whether the vehicle is involved in an accident. |
| Additional Discounts | GEICO offers an additional discount for vehicles with daytime running lights as well as discounts for federal employees. Moreover, the company offers the policy feature of accident forgiveness. | The Hartford is affiliated with AARP and offers numerous discounts including a discount for driving a hybrid or electric vehicle. |
| Recent Questions |
Will comprehensive insurance cover damages caused by road debris?
Sorry to hear about your accident. If you have comprehensive coverage, it should cover any damages caused by debris.
Does State Farm match auto insurance quotes with other companies?
In truth, no. Car insurance companies determine their rates based on their previous years' filings (loss to revenue ratio) in addition to other factors.
Do I claim my stolen vehicle with Lyft or GEICO?
One of the companies should be covering you via your comprehensive coverage. Check out our page on Lyft's insurance requirements for more information.
Will a hit and run impact my car insurance premium in CA?
Yes, when your company has to pay out on a claim, it will impact your rates. If you filed a police report and have uninsured motorist property damage coverage, this coverage will pay for the damages and will be considered a not-at-fault accident.
See More Questions
|
|
| Compare More | GEICO vs. 21st Century GEICO vs. Allied GEICO vs. American Family GEICO vs. Amica Mutual Insurance GEICO vs. Elephant GEICO vs. Erie GEICO vs. Esurance GEICO vs. Farm Bureau Mutual GEICO vs. Foremost GEICO vs. Infinity GEICO vs. Mercury GEICO vs. MetLife GEICO vs. Metromile GEICO vs. North Star Mutual GEICO vs. Root Insurance GEICO vs. Safe Auto GEICO vs. The General GEICO vs. Titan GEICO vs. Travelers | The Hartford vs. 21st Century The Hartford vs. Allied The Hartford vs. Allstate The Hartford vs. American Family The Hartford vs. Amica Mutual Insurance The Hartford vs. Auto Club (AAA) The Hartford vs. Erie The Hartford vs. Esurance The Hartford vs. Farmers The Hartford vs. Foremost The Hartford vs. Infinity The Hartford vs. Liberty Mutual The Hartford vs. Mercury The Hartford vs. MetLife The Hartford vs. Nationwide The Hartford vs. Progressive The Hartford vs. Safe Auto The Hartford vs. Safeco The Hartford vs. State Farm The Hartford vs. The General The Hartford vs. Titan The Hartford vs. Travelers The Hartford vs. USAA |
| Top States | Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas | Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas |