Georgia Farm Bureau Insurance Review
- With 2.7/5 stars in 2025, Georgia Farm Bureau is an average insurance company.
- Read Georgia Farm Bureau reviews, complaints and prices before you buy.
Georgia Farm Bureau insurance: Ratings and reviews
As a member-based insurance provider, Georgia Farm Bureau caters to the unique needs of the Peach State's residents. This review presents an unbiased view of Georgia Farm Bureau's car insurance offerings, aiming to assist potential customers in making an informed decision.
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Focused on Georgia's residents and their specific needs
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Variety of coverage options
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Strong local presence with agents available in each county
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Membership is required to access insurance
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Limited online tools and services
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Some complaints about claim resolution times
Is Georgia Farm Bureau a good insurance company?
We evaluate Georgia Farm Bureau Insurance based on their customer service, claims satisfaction, and financial strength:
Claims Satisfaction:Â Not rated
Customer Satisfaction: 1/5
- The Better Business Bureau rated Georgia Farm Bureau as 1/5 in overall auto customer satisfaction[1]
Complaint Index: Below average
- The National Association of Insurance Commissioners (NAIC) receives Below average customer complaints for Georgia Farm Bureau[2]
Financial Strength: Excellent/Good
- Georgia Farm Bureau received an Excellent/Good financial strength rating from A.M. Best for its ability to pay out claims[3]
In addition to third-party ratings, we like to incorporate the results from our own consumer survey where we ranked which auto insurance companies are the best based on feedback from real customers. However, we did not collect a sufficient amount of data on Georgia Farm Bureau for it to be included.
How much does Georgia Farm Bureau insurance cost?
Currently, the national average for a 6 month car insurance policy is $1,084, whereas Georgia Farm Bureau is about $733 or roughly 32% cheaper than a typical policy, so it might be one of the cheapest auto insurance options available, depending on your individual rating factors.
The cost of car insurance with Georgia Farm Bureau can vary based on numerous factors, including your driving history, your vehicle, and where you live in Georgia. Remember, it's crucial to get a personalized quote for the most accurate pricing.
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| Company | Avg. Monthly Premium |
|---|---|
| Travelers | $112 |
| Georgia Farm Bureau | $122 |
| Nationwide | $123 |
| GEICO | $129 |
| American Family | $131 |
| State Farm | $131 |
| Farmers | $149 |
| Progressive | $157 |
| Allstate | $201 |
Source: The Zebra
Like with other insurance companies, pricing for Georgia Farm Bureau auto insurance does vary based on your age and generally will get cheaper the older you get.Â
The table below shows Georgia Farm Bureau's car insurance premiums for different age brackets.Â
Updating data...
| Age Group | Avg. Monthly Premium |
|---|---|
| Teens | $339 |
| 20s | $149 |
| 30s | $119 |
| 40s | $114 |
| 50s | $108 |
| 60s | $107 |
Source: The Zebra
The Zebra’s Dynamic Insurance Rating Tool data methodology
The Zebra’s Dynamic Insurance Rating Tool for home and auto insurance rates utilizes the latest ZIP code-level rate filings from across the U.S., sourced from Quadrant Information Services and S&P Global. These filings, typically updated annually or biennially by insurers, are verified through Quadrant’s QA process and then integrated into The Zebra’s estimator.
The displayed rates are based on a dynamic home and auto profile designed to reflect the content of the page. This profile is tailored to match specific factors such as age, location, and coverage level, which are adjusted based on the page content to show how these variables can impact premiums.
For a comprehensive understanding, see our detailed methodology.
Discounts offered
Georgia Farm Bureau offers several auto insurance discounts that could help lower your premium:
- Multi-policy discount
- Safe driver discount
- Good student discount
- Military discount
- Defensive driving class
- Farm auto rates
To see if you're eligible for these or other discounts, reach out to a Georgia Farm Bureau agent to find out details.Â
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What types of coverage does Georgia Farm Bureau offer?
One important part of our insurance carrier review is evaluating the types of coverage offered. Alongside standard coverage options like liability, collision, and comprehensive, Georgia Farm Bureau offers:
- Uninsured/underinsured motorist coverage: Protects you if you're involved in an accident with a driver who doesn't have insurance or enough insurance to cover the damages.
- Medical payments coverage: Helps cover medical or funeral costs resulting from a car accident.
- Roadside assistance: An optional coverage to help you out of a tough situation like running out of gas, a flat tire, or a lock-out when traveling in your vehicle.
Read more about Georgia Farm Bureau's auto coverage here.
Additional products
Georgia Farm Bureau offers an array of products other than auto insurance. For instance, you can also obtain the following coverage and potentially qualify for a multiple-policy discount:
- Home insurance
- Farm insurance
- Life insurance
- Renters insurance
- Condo insurance
- Motorcycle insurance
Find more about Georgia Farm Bureau's products here.
Georgia Farm Bureau insurance review: Summary
Georgia Farm Bureau provides a wide range of coverage options and numerous discounts to its members, offering a strong local presence with personalized service. However, potential customers should be aware that membership is required to access insurance services, and some customers have raised concerns about claim resolution times. As always, we recommend getting personalized quotes and comparing options to make the most informed decision.
Methodology — how The Zebra reviews insurance companies
The team of insurance experts at The Zebra evaluates companies by focusing on customer experience first, with an emphasis on service quality, reliability, and ease of interaction. Unlike previous models, pricing is not scored but is instead presented separately as context for comparison.
Each category has been scored using a combination of our internal customer satisfaction survey results and published scores from reputable organizations such as AM Best and J.D. Power.
- Service Accessibility & Support Quality (25%): This category measures how easy it is to get help when needed, evaluating factors such as support channel availability (phone, chat, in-person, app), response times, agent knowledge, service hours, and language accessibility.
- Claims Experience (25%): This category assesses how smoothly the claims process works, considering ease of filing (online, app, or phone), transparency and communication, processing times, and fairness in dispute resolution.
- Digital Experience & Policy Management (25%): This category evaluates the convenience of managing your policy: this includes mobile app usability, website experience, account management, digital document access, self-service options, and platform integrations
- Trust & Reliability (25%): This category looks at a company’s overall reliability, measuring financial strength, market stability, regulatory history, communication transparency, and consistency in policy terms.
Price context: Pricing varies significantly based on individual circumstances and risk factors. Customers can evaluate cost-effectiveness based on their specific situation and the service quality scores provided.
Georgia Farm Bureau insurance: Frequently asked questions
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About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.