USAA and Travelers are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. USAA was founded in 1922, while Travelers was founded in 1864. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
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|Affinity Membership Alum|
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|JD Power Rankings||Excellent||Below average|
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|About||USAA is known for their award-winning service, distinguished products and making their customers' needs a priority.||Travelers knows that you have a lot riding on those wheels; with package offerings and competitive insurance rates, they work to protect you wherever you go.|
|Roadside Assistance||24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence.||Traveler's Basic Roadside Assistance provides towing service up to 15 miles, as well as emergency car services such as jump start, fuel delivery, flat tire change and lockout assistance. Traveler's Premier Roadside Assistance provides the same emergency car services, towing service up to 100 miles, and Trip Interruption coverage, which offers reimbursement of $200 a day (to a maximum of $600) for meals and lodging if your breakdown occurs 100 or more miles from home. Additionally, Premier Roadside Assistance provides Personal Property coverage with a $500 limit for any items damaged or stolen during the breakdown.|
|Additional Discounts||USAA offers discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for drivers under 25 years old whose parents have had USAA auto insurance.||None Available|
|Recent Questions||Am I covered for an accident if my policy had lapsed while without an Uber passenger?|
Unfortunately, if there was no coverage in place, no company will honor the claim. Uber coverage is in place while the app is active, though this only covers liability.Our son-in-law is a USAA member (Navy). Can we join also?
Parents are not eligible for USAA. I believe USAA eligibility flows "downstream" — so descendants, i.e.Can my brother use his insurance for damage he caused to my vehicle?
Unfortunately, car insurance follows the vehicle, not the driver. In this case, he cannot use his own insurance to cover the damage he caused to your vehicle.Agree to be paid out of pocket with driver with no license
To sum, having her pay out of pocket might be your best option. Let me explain.See More Questions
|Should I choose a company that is cheaper for my auto insurance or my home?|
There's a couple of things to think about. While price is important, I would make sure you have equal coverage for your home and your auto from both Travelers and State Farm.What is an ADOT Code?
Your ADOT code should be listed on your ID card from Travelers. If you don't see it listed there, contact Travelers Customer service.What do I do if a tree falls on my car?
If you have comprehensive coverage then there should be no issue with filing a claim with your insurance company and getting your vehicle repaired. Your insurance company would also handle any issues with your apartment complex being liable for the damage.See More Questions
|Compare More||USAA vs. 21st Century USAA vs. Allied USAA vs. Allstate USAA vs. American Family USAA vs. Amica Mutual Insurance USAA vs. Auto Club (AAA) USAA vs. Erie USAA vs. Esurance USAA vs. Farmers USAA vs. Foremost USAA vs. GEICO USAA vs. Infinity USAA vs. Liberty Mutual USAA vs. Mercury USAA vs. MetLife USAA vs. Nationwide USAA vs. Progressive USAA vs. Root Insurance USAA vs. Safe Auto USAA vs. Safeco USAA vs. State Farm USAA vs. The General USAA vs. The Hartford USAA vs. Titan||Travelers vs. 21st Century Travelers vs. Allied Travelers vs. Allstate Travelers vs. American Family Travelers vs. Amica Mutual Insurance Travelers vs. Auto Club (AAA) Travelers vs. Erie Travelers vs. Esurance Travelers vs. Farmers Travelers vs. Foremost Travelers vs. GEICO Travelers vs. Infinity Travelers vs. Liberty Mutual Travelers vs. Mercury Travelers vs. MetLife Travelers vs. Nationwide Travelers vs. Progressive Travelers vs. Safe Auto Travelers vs. Safeco Travelers vs. State Farm Travelers vs. The General Travelers vs. The Hartford Travelers vs. Titan|
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