Alaska Renters Insurance

Learn more about renters insurance in Alaska.

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How to get affordable renters insurance in Alaska

Renters insurance is an important form of insurance. It keeps your belongings safe in the event your rental property suffers damage from a common incident. A renters policy protects personal items from fire, smoke damage, a wind storm, theft, vandalism, and a number of other mishaps.

Unlike auto insurance, renters policies aren’t governed by state legislation. Even still, there are substantial differences in the cost of renters insurance policies by state. Renters insurance rates by state may differ depending on the number and cost renters insurance claims made statewide, and depend on the value of the belongings being insured.

Getting a renters policy in Alaska is less expensive than the national average. The average annual cost of renters insurance in Alaska is $111, $73 less expensive than the average across America.

The easiest way to get an affordable renters insurance policy in Alaska is to compare rates and consider policies from as many insurers as possible. Find out typical renters insurance rates in Alaska via the below data. Remember: your rates will vary, depending on your coverage limits and the valuation of your belongings.

Jump to:
  1. Rates by company
  2. Rates by city
  3. Rates by coverage level
  4. Bundling discounts
  5. Frequently asked questions

Renters insurance prices in Alaska by company

Renters insurance prices in Alaska differ depending on which insurer you use. Country offers the best deal on renters insurance in Alaska, at just $81 per year. This beats the state average cost of $111, providing a 27% price break on average policy costs statewide.

Start searching for cheap renters insurance by checking out the cheapest Alaska renters insurance carriers, listed below.

Insurance CompanyAverage Yearly Rate in Alaska
State Farm$119

Alaska renters insurance costs by city

Renters insurance rates in Alaska vary depending on the city. Prices depend on locally specific variables such as the number of claims filed nearby, meaning your specific ZIP code impact how much you pay.

The best renters insurance rates in Alaska are in Sitka. The average renters insurance policy in Sitka runs only $103 per year — $109 less than the average Alaska rate. Reference the below table to see the cheapest cities in Alaska for renters insurance.

CityAverage Annual Renters Insurance Rate


Searching for information about renters insurance for a specific city? Have a look at our list of the biggest cities in Alaska.

  1. Anchorage


Renters insurance in AK by coverage tier

The cost of your renters insurance policy will be influenced by the amount of coverage you opt to carry. Common renters insurance coverage tiers are $25,000 and $50,000 property coverage. In Alaska, the annual cost differential between these options is roughly $34. If you can afford to insure your personal property at this additional expense, it's an option worth considering.

Coverage LevelAverage Annual Rate in Alaska
$25K Property$94
$50K Property$128

Tip: bundle auto and renters insurance in Alaska

If you want to save on insurance, consider purchasing your renters and car insurance policies from the same company. A renters and auto insurance bundle in Alaska can save you a substantial sum each month on your auto insurance policy. Bundling policies in Alaska results in yearly savings of $63.


Avg. Annual Rate (No Bundle)Avg. Annual Rate (w/ Bundle)Annual Savings ($)Annual Savings (%)

Alaska renters insurance FAQs


Is renters insurance required in Alaska?

Although renters insurance is not required in Alaska by state law, your landlord may require it. Outside of this, it's generally a good idea to have this coverage considering the benefits and the low cost.

What does Alaska renters insurance cover?

A basic policy in Alaska will cover your contents, your liability, loss of use, i.e., additional living expenses, and medical payments to others.

Need renters insurance? Talk to an agent today.

Ross Martin
Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to insurance. He has a background in writing and education, as well as a master's degree from Royal Holloway, University of London. He has been quoted by CNET, and Kin Insurance.