Shopping for renters insurance shouldn't be stressful. Compare Massachusetts rates by location and insurance company below.
Renters insurance is an affordable type of insurance that keeps your belongings safe in the event your apartment suffers major damage. Renters insurance protects your items against smoke or fire damage, wind damage, vandalism, theft, and a number of other situations.
There are often variations in the cost of renters insurance policies from state to state. Renters insurance rates in states diverge depending on the value and number of renters policy claims filed across the state, and also on the price of the belongings you're insuring.Getting a renters policy in Massachusetts is pricier than the national average. The average annual cost of renters insurance in Massachusetts is $217, $32 more expensive than the average across the nation.
The best way to acquire an affordable renters insurance policy in Massachusetts is to get quotes from as many insurance companies as you can. Find out how much renters insurance costs in Massachusetts by referencing the below data. Remember: your rates may differ, depending on your coverage limits and the valuation of your belongings.
Renters insurance prices in Massachusetts can vary based on the insurance company you use. Quincy Mutual offers the most affordable renters insurance policies in Massachusetts — only $107 each year. This beats the state mean cost of $217, offering a 51% price break on rates typical to the state.
Start searching for a renters insurance policy by reviewing the best Massachusetts carriers, listed below.
| Insurance Company | Average Annual Rate in Massachusetts |
| Quincy Mutual | $107.28 |
| Safety | $119.19 |
| Vermont | $133.63 |
| Arbella | $135.83 |
| Amica | $141.80 |
Renters insurance rates in Massachusetts vary by city. Policy rates rely on on city-specific variables like the number of local claims filed, meaning your ZIP code could have a major impact on how much you pay.
The cheapest renters insurance rates in Massachusetts are in Waltham. The average renters insurance policy in Waltham costs only $197 per year — $73 less than the statewide average. Reference the below table to see the cheapest cities in Massachusetts for renters insurance.
| City | Average Yearly Renters Insurance Rate |
| Waltham | $196.66 |
| Newton | $197.50 |
| Medford | $197.89 |
| Malden | $198.21 |
| Framingham | $200.00 |
If you're looking for savings, consider holding your renters and auto policies with the same insurance company. Bundling auto and renters insurance in Massachusetts can lead to substantial savings on your auto insurance bill. Purchasing bundled policies in Massachusetts may generate yearly savings of $107.
| Avg. Annual Auto Insurance Rate (No Bundle) | Avg. Yearly Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,276.77 | $1,170.10 | $106.67 | 9% |
Bundling renters and auto policies is a great way to save. Find a policy today!
