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Renters insurance is an important form of insurance. It keeps your belongings safe in the event your rental property suffers damage from a common incident. A renters insurance policy defends belongings in the event of fire, smoke damage, a wind event, theft or vandalism, and a collection of other events.Unlike car insurance, renters policies aren’t priced based on state-level legislation. Still, there are surprisingly large gaps in renters insurance pricing from state to state. Renters insurance rates by state vary depending on the frequency and value of renters claims lodged in that particular state, and depend on the value of the belongings you're insuring.
Virginia renters insurance is less expensive than the national average. The average annual cost of renters insurance in Virginia is $166, $19 less expensive than the US average.
The best way to find a cheap renters insurance policy in Virginia is to compare rates from multiple companies. Learn more about how much renters insurance costs in Virginia via the below data. Your rates may vary, depending on your coverage details and the value of your belongings.
Rates for renters insurance in Virginia will vary based on the insurance company you use. Erie provides the most affordable renters insurance in Virginia, at only $104 per year. This compares favorably to the state average cost of $166, providing a 37% discount on the typical rates in the state.
Begin your search for renters insurance by reviewing the cheapest Virginia companies, listed below.
|Company||Average Annual Rate in Virginia|
Not all Virginia cities have the same renters insurance rates. Prices may depend on city-specific variables, including the number of local claims filed, giving your ZIP code weight in deciding how much you pay.
The cheapest renters insurance in Virginia is found in Reston. An average renters insurance policy in Reston costs $150 per year — $51 less than the average policy in other Virginia cities. Reference the below table to see the cheapest cities in Virginia for renters insurance.
|City||Average Yearly Renters Insurance Rate|
To trim a few dollars from your insurance costs, consider purchasing both your car and renters insurance policies from one company. Bundling auto and renters insurance in Virginia can lead to substantial savings on your auto insurance bill. In fact, bundling policies in Virginia results in yearly savings of $38.
|Avg. 12-Month Auto Insurance Rate (No Bundle)||Avg. Yearly Auto Insurance Rate (Bundle)||Annual Bundle Savings||Bundle Savings %|
You can save money on insurance by bundling your renters and auto policies. Get started today!
Searching for information about renters insurance for a particular city? Have a look at our listof the most populous metropolitan areas in Virginia.
Many landlords require renters insurance when signing your lease. However, the coverage is highly recommended anyway as it offers many protections to you and your belongings.
In Vermont, renters insurance provides liability coverage, medical payments to others, property protection, and temporary housing should your home be made uninhabitable. Each renters insurance company may have different levels of coverage, so it's important to shop around to find the policy that is right for you.