Virginia Renters Insurance

Renters insurance doesn’t need to be complicated. Compare rates from Virginia by city and insurance company below.

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Find cheap renters insurance in Virginia


Renters insurance is an optional — but important — product that works to keep your belongings safe in the event your rental property suffers damage from common incidents. A renters policy protects personal items from fire, smoke damage, a wind storm, theft, vandalism, and a collection of other misfortunes.

There are substantial differences in the price of renters insurance by state. Insurance policy rates in states differ based on the frequency and value of renters claims filed in that particular state, and depend on the value of the belongings being insured.

Getting renters insurance in Virginia is less expensive than the US average. The average annual cost of renters insurance in Virginia is $166, $19 less expensive than the average across the nation.

The easiest way to get an affordable renters insurance policy in Virginia is to get quotes from multiple insurance companies. Find out typical renters insurance rates in Virginia by referencing the below data. Remember: your rates may differ, depending on your coverage limits and the valuation of your belongings.


Virginia renters insurance:

  1. Rates by company
  2. By city
  3. Insurance bundling discounts


    Renters insurance prices in Virginia by carrier

    Renters insurance rates in Virginia vary based on the insurance company you use. Erie provides the cheapest renters insurance policies in Virginia — only $104 each year. This compares favorably to the state average cost of $166, offering a 37% price cut on rates typical to the state.

    Get a head start on looking for affordable coverage by checking out the cheapest Virginia renters insurance carriers, listed below.


    THE MOST AFFORDABLE RENTERS INSURANCE COMPANIES IN VIRGINIA
    CarrierAverage Annual Rate in Virginia
    Erie$104.20
    Safeco$116.64
    Allstate$127.22
    Travco$128.09
    State Farm$129.06


    Outside of the companies above, Lemonade offers renters insurance in Virginia as well. With rates starting at $5 a month, Lemonade offers an entirely online experience and customizeable coverage. Click before for an quick and free quote.



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    Virginia renters insurance costs: by city

    Not all Virginia cities have equal renters insurance rates. Pricing may depend on local variables such as the number of local claims filed, lending your ZIP code plenty of weight in deciding how much you pay.

    The cheapest renters insurance rates in Virginia are in Reston. In Reston, the typical renters insurance policy costs $150 per year — $51 less than the average Virginia rate. The below table shows the best places to live in Virginia if you’re looking for cheap renters insurance.

    AFFORDABLE CITIES FOR RENTERS INSURANCE IN VIRGINIA
    City
    Average Yearly Renters Insurance Rate
    Reston
    $149.83
    Centreville
    $149.86
    Burke
    $150.15
    Arlington
    $150.73
    McLean
    $150.78

     

    How to bundle renters and auto insurance in Virginia

    If you want to save on insurance, consider holding your car and renters policies with the same insurance company. A renters and car insurance bundle in Virginia can lead to substantial savings on auto insurance. Purchasing bundled policies in Virginia may earn you yearly savings of $38.

    RENTERS AND AUTO INSURANCE BUNDLING DISCOUNTS IN VIRGINIA
    Avg. 12-Month Auto Insurance Rate (No Bundle)
    Avg. Yearly Auto Insurance Rate (Bundle)
    Annual Bundle Savings
    Bundle Savings %
    $917.58
    $879.65
    $37.92
    4%

    Bundling renters and auto policies is a great way to save. Start shopping today!

     

    Compare rates from top car insurance companies.

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