Renters Insurance in Norfolk, VA

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Ross Martin

Insurance Writer

  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

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Renters insurance in Norfolk, Virginia

Renters insurance is important if you're renting a house or apartment. It protects your rental unit — and any personal belongings within it — against a number of perils, such as fire, theft, vandalism, or wind damage. Given the likelihood of one of these incidents, the affordable price of a renters policy, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

Renters insurance premiums are dictated by myriad factors, including your building's age, the materials from which it’s made, its location, and the pricing guidelines of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance policies may be more expensive to account for the extra risk.

The average yearly cost of renters insurance in Norfolk is $196.

Finding reliable renters insurance in Norfolk starts with shopping around and comparing policies. Consult our breakdown of Norfolk, Virginia renters insurance costs to ensure you start your search with as much background info as possible. Remember: renters insurance costs may vary based on your coverage limits and other factors.

Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Norfolk

Renters insurance premiums in Norfolk depend on the insurance company. For instance, Erie offers the cheapest renters insurance in Norfolk, at just $130 per year. This compares favorably to the city's average cost of $196, providing a $66 price cut on typical rates in the city.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Norfolk.

CompanyAverage Annual Rate in Norfolk
State Farm$167

Norfolk renters insurance pricing by coverage tier

Your renters insurance rates will vary depending on your coverage levels. Common renters insurance coverage tiers are $25,000 and $50,000 property coverage. In Norfolk, the annual cost difference between these tiers is about $83. If you can afford to insure your personal property at this additional expense, it's worth considering.

Coverage LevelAverage Annual Rate in Norfolk
$25K Property$154
$50K Property$237

Tip: bundle your auto and renters insurance policies in Norfolk

If you’re trying to save, purchase your renters and auto policies from a single company. Pairing renters and auto insurance in Norfolk can lead to substantial savings. In fact, bundling renters and auto insurance leads to average savings of 4.4% on car insurance premiums. The auto insurance company with the cheapest bundled rate is USAA, followed by Erie and GEICO.

Annual Bundle SavingsBundle Savings %

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