If I have an accident in a company vehicle and the company's insurance policy is covering the damage, do I have to tell my personal insurance company?
My son was driving the company's truck making deliveries and sideswiped a parked car on a narrow street. The police did not give him a ticket, and his employer is reporting it to the company insurance policy.
Since the damage is being covered by the company's commercial or business policy then he doesn't have to notify his personal car insurance provider. However, the car accident is still likely to show up on his driving record if a police officer wrote an accident report and his information was recorded. This normally won't matter unless he shops for a new policy within 3 years of the accident, in which case the accident will pop up when his driving record is requested for a new policy.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.