, if the vehicle is inoperable then you don't have to carry insurance. Storage insurance would provide physical damage coverage so your vehicle is protected while it is being stored, but it does not provide coverage to drive on the road which wouldn't make you legally compliant anyway. Here is a link your state's Driver and Vehicle Services
website covering title transfers. If you are wanting a storage policy I would recommend contacting a local agent in your area, but you aren't legally required to carry it.