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Will comprehensive insurance cover damages caused by road debris?

I have full coverage through Geico. I was driving when something flew out of a random vehicle in front of me. I don’t have the money for the deductible, but I’ve read into comprehensive and see that it covers some of these claims. What should I do?

Jan 14, 2020 St. Marys, GA

Answer
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Ross Martin

Insurance Writer

Credentials
  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

Ross h…

Sorry to hear about your accident. If you have comprehensive coverage, it should cover any damages caused by debris. However, just like collision coverage, it will usually have a deductible. I would suggest using our claims calculator to see if it's worth filing a claim or simply paying for the damage out of pocket. If you're still unsure, check with your agent to see what deductibles will apply. 

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