Question
Will comprehensive insurance cover damages caused by road debris?
I have full coverage through Geico. I was driving when something flew out of a random vehicle in front of me. I don’t have the money for the deductible, but I’ve read into comprehensive and see that it covers some of these claims. What should I do?
Answer
Sorry to hear about your accident. If you have comprehensive, it should cover any damages caused by debris. However, just like collision coverage, it will usually have a deductible. I would suggest checking with your agent to see what deductibles will apply and see if it's worth filing a claim or simply paying for the damage out of pocket.