is a privately owned website that publishes unbiased rates and carrier information for consumer benefit. Learn More

Auto Club (AAA) vs Amica Mutual Insurance
Car Insurance

Which Company is Best for You?

Auto Club (AAA) and Amica are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. Auto Club (AAA) was founded in 1902, while Amica was founded in 1907. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below. 

AAA Car Insurance

Compare quotes from other top companies!

We compare over 200 companies, side-by-side, fast, free, simple.
Compare Quotes
Compare Car Insurance Quotes Instantly
AAA Car Insurance

Compare quotes from other top companies

Discount Comparison Auto Club (AAA)vs. Amica Mutual Insurance
Discount Comparison Auto Club (AAA)vs. Amica Mutual Insurance
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings Comparison Auto Club (AAA)vs. Amica Mutual Insurance
Financial Strength Good Superior
JD Power Rankings

2 out of 5

5 out of 5

User Satisfaction
Other Features Auto Club (AAA)vs. Amica Mutual Insurance

Auto Club provides its customers with customizable payment options, competitive rates and excellent features.

At Amica Mutual Insurance, you'll be protected with an affordable auto policy that's customized to fit your needs, complete with unbeatable customer service.

Roadside Assistance

AAA offers three tiers of 24-hour Road Service: Classic, Plus and Premier, which all include towing, emergency starting, battery service, flat tire assistance, locksmith service, fuel delivery, and extrication/winching service. AAA membership covers you, not your vehicle, so you can call whether you are in your own car, a friend’s car, or a rental. Each AAA cardholder is entitled to four Roadside Assistance service calls or reimbursements per membership year at no charge.

Amica's roadside assistance program is available 24 hours a day to help with jump-starting a dead battery, changing a flat tire, delivering fuel if you run out of gas, and a towing up to 15 miles to the nearest repair facility.

Additional Discounts
  • AAA offers an additional Garage Parking Discount, and maintains a wide-ranging rewards program for AAA members.
  • Amica offers additional discounts for "loyalty", a "tenure" discount for the length of time you were with your prior company, and a legacy discount to drivers under 30 who were covered by Amica on a family member's policy.
Compare More
States Offered

The financial strength rating, categorized from Poor to Superior, is an independent assessment of a company's financial strength and a company’s ability to meet their ongoing insurance obligations when it comes to things like paying claims.

The J.D. Power rating, scored from 2 to 5, is an independent measure of customer satisfaction around the handling of claims. A higher J.D. Power Rating is a good indicator that a carrier will treat you well should something go wrong.

The User Satisfaction rating, graded from F to A+, is the Better Business Bureau’s assessment of how well the business is likely to interact with its customers, and is based on multiple factors including customer complaints and transparent business practices.