State Farm vs Infinity

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State Farm or Infinity:
Which Company is Best for You?

Picking a car insurance company can be difficult: rates may vary based on your driving history, age, and location, and every company provides a different set of discounts. State Farm and Infinity are counted among the US' most popular insurance companies, selling competitively priced policies across large portions of America.

To simplify the comparison process, we have gathered average policy rates from Infinity and State Farm. These rates cover a variety of rating factors, including credit rating, driving infractions, and age. Examine these rates and find an affordable policy today.

Go in-depth: Read our reviews of State Farm and Infinity.


State Farm vs. Infinity: insurance rate comparison


State Farm vs. Infinity: pricing by credit score

If you have very poor credit, State Farm could be the best option for you. Typically, State Farm offers better rates than Infinity for drivers with credit scores of 579 or less. Drivers with outstanding credit — a score of 800-plus — should lean toward State Farm, which typically beats Infinity by $2,621 annually. Check out average insurance rates by credit level for Infinity and State Farm:


COMPARING AUTO INSURANCE RATES BY CREDIT SCORE: Infinity VS. State Farm
Credit levelState Farm avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$3,522$7,847
Fair (580-669)$2,003$4,862
Good (670-739)$1,613$3,955
Very Good (740-799)$1,451$4,045
Exceptional (800-850)$1,260$3,881

State Farm vs. Infinity: high-risk insurance rates

If you are saddled with an at-fault crash, speeding ticket, reckless driving violation, or DUI in your recent history, State Farm could be a better choice than Infinity. Each insurance company has different post-violation pricing structures, so it's worth comparing quotes to figure out which insurer suits you.


HIGH-RISK INSURANCE RATE COMPARISON: Infinity VS. State Farm
ViolationState Farm avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$2,849$5,774
At-fault accident (damage > $1,000)$1,524$4,487
DUI/DWI$3,854$6,124
Reckless driving$2,895$6,124
Speeding ticket$1,983$4,174

State Farm vs. Infinity: rates by age

Car insurance companies use a driver's age to outline potential risk, assigning rates accordingly. Insurance is commonly expensive for teen drivers — due to their increased odds of being involved in an accident — and relatively affordable for middle-aged drivers. Because every car insurance company prices age brackets differently, it's wise to compare rates and find great coverage.

As a general rule, teen drivers should choose State Farm before Infinity: State Farm offers average yearly savings of $10,471 versusInfinity.


AGE BRACKET INSURANCE RATE COMPARISON: Infinity VS. State Farm
Age tierState Farm avg. annual premiumInfinity avg. annual premium
Teens$5,820$16,291
20s$2,379$5,588
30s$1,585$5,588
40s$1,587$4,077
50s$1,558$3,716
60s$1,485$3,365

Setting aside cost, there are myriad pros and cons of both State Farm and Infinity, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.

Discount ComparisonState FarmInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonState FarmInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
Not Rated
User Satisfaction

A++

A+

Other ProductsState FarmInfinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesState FarmInfinity
AboutGet the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceState Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsState Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsCan my new insurer cover a bodily injury claim made against me from my past accident when I was covered by a different company?
Unfortunately, State Farm will not handle your recent bodily injury claim since you no longer have a policy with them. Progressive would be the one to handle that claim since that is your current active plan.
My car was towed by an apartment complex, will State Farm reimburse me for the towing cost?
Roadside assistance covers towing but it won't cover your car being towed by someone else. Your insurance company will not cover the cost of your car being towed from parking in the wrong location.
What could be the reason State Farm increased my premium?
Since it is policy-specific, State Farm will be the only one who can answer why the rate increased by 39%. I am not aware of any insurance law in California that would cause an increase of 39%.
I started a claim but canceled it with no payout. Why is it on my CLUE report?
Unfortunately, if you start the claims process, the insurance company can list it on your CLUE report through LexisNexis which contains your claims history — even if there was no payout or resolution. You can dispute with State Farm to see if they will remove it, but at this point, that is really the only option which is definitely frustrating.
See More Questions
Is it worth filing a claim for a scratch on my car that happened when it was parked?
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.
When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
The questions pertains to you as a driver. The same would go for tickets.
If I file a claim for denting my car door on a beam, will my insurance rate increase?
Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report.
See More Questions
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