State Farm vs Infinity: Which is Better for You?
Compare rates from the top car insurance companies in your area.
State Farm or Infinity: Which company is best for you?
Picking a car insurance company can be difficult: rates may vary based on your driving history, age, and location, and every company provides a different set of discounts. State Farm and Infinity are counted among the US' most popular insurance companies, selling competitively priced policies across large portions of America.
To simplify the comparison process, we have gathered average policy rates from Infinity and State Farm. These rates cover a variety of rating factors, including credit rating, driving infractions, and age. Examine these rates and find an affordable policy today.
Go in-depth: Read our reviews of State Farm and Infinity.
State Farm vs. Infinity: by credit level
If you have very poor credit, State Farm could be the best option for you. Typically, State Farm offers better rates than Infinity for drivers with credit scores of 579 or less. Drivers with outstanding credit — a score of 800-plus — should lean toward State Farm, which typically beats Infinity by $2,621 annually. Check out average insurance rates by credit level for Infinity and State Farm:
INSURER RATES BY CREDIT SCORE: INFINITY VS. STATE FARM
| Credit level | State Farm avg. annual premium | Infinity avg. annual premium |
| Very Poor (300-579) | $3,522 | $7,847 |
| Fair (580-669) | $2,003 | $4,862 |
| Good (670-739) | $1,613 | $3,955 |
| Very Good (740-799) | $1,451 | $4,045 |
| Exceptional (800-850) | $1,260 | $3,881 |
State Farm vs. Infinity: by citation
If you are saddled with an at-fault crash, speeding ticket, reckless driving violation, or DUI in your recent history, State Farm could be a better choice than Infinity. Each insurance company has different post-violation pricing structures, so it's worth comparing quotes to figure out which insurer suits you.
INSURER RATES BY VIOLATION: INFINITY VS. STATE FARM
| Violation | State Farm avg. annual premium | Infinity avg. annual premium |
| At-fault accident (damage < $1,000) | $2,849 | $5,774 |
| At-fault accident (damage > $1,000) | $1,524 | $4,487 |
| DUI/DWI | $3,854 | $6,124 |
| Reckless driving | $2,895 | $6,124 |
| Speeding ticket | $1,983 | $4,174 |
State Farm vs. Infinity: by age
Car insurance companies use a driver's age to outline potential risk, assigning rates accordingly. Insurance is commonly expensive for teen drivers — due to their increased odds of being involved in an accident — and relatively affordable for middle-aged drivers. Because every car insurance company prices age brackets differently, it's wise to compare rates and find great coverage.
As a general rule, teen drivers should choose State Farm before Infinity: State Farm offers average yearly savings of $10,471 versusInfinity.
INSURER RATES BY AGE: INFINITY VS. STATE FARM
| Age tier | State Farm avg. annual premium | Infinity avg. annual premium |
| Teens | $5,820 | $16,291 |
| 20s | $2,379 | $5,588 |
| 30s | $1,585 | $5,588 |
| 40s | $1,587 | $4,077 |
| 50s | $1,558 | $3,716 |
| 60s | $1,485 | $3,365 |
Setting aside cost, there are myriad pros and cons of both State Farm and Infinity, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.
| Discount Comparison | State Farm | Infinity |
|---|---|---|
| Good Student |
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| Multiple Policies |
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| Multiple Vehicles |
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| Anti-Theft Device(s) |
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| Anti-Lock Brake System |
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| Air Bags |
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| Good Driver |
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| Defensive Driver |
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| Student Away at School |
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| Driver Training |
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| Green Vehicles | ||
| Affinity Membership Alum |
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| Advanced Purchase |
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| Pay in Full |
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| Home Owner |
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| eSign or ePay | ||
| Telematics |
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| New Vehicle | ||
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| Military |
| Ratings Comparison | State Farm | Infinity |
|---|---|---|
| Financial Strength | Superior | Excellent |
| JD Power Rankings | Above average | N/A |
| User Satisfaction |
A++ |
A+ |
| Other Products | State Farm | Infinity |
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| Boat Insurance |
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| Condo Insurance |
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| Life Insurance |
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| Homeowners Insurance |
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| Travel Trailer Insurance |
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| Renters Insurance |
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| RV Insurance |
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| Motorcycle Insurance |
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| Mobile Home Insurance |
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| Other Features | State Farm | Infinity |
|---|---|---|
| About | Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs. | Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage. |
| Roadside Assistance | State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services. | Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period. |
| Additional Discounts | State Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model. | Infinity offers an additional discount in most states for registering your policy account profile online. |
| Top States | Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas | Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas |