State Farm vs. Infinity

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State Farm or Infinity: Which Company is Best for You?

Picking a car insurance company can be difficult: rates may vary based on your driving history, age, and location, and every company provides a different set of discounts. State Farm and Infinity are counted among the US' most popular insurance companies, selling competitively priced policies across large portions of America.

To simplify the comparison process, we have gathered average policy rates from Infinity and State Farm. These rates cover a variety of rating factors, including credit rating, driving infractions, and age. Examine these rates and find an affordable policy today.

Go in-depth: Read our reviews of State Farm and Infinity.


State Farm vs. Infinity: insurance rate comparison


State Farm vs. Infinity: pricing by credit score

If you have very poor credit, State Farm could be the best option for you. Typically, State Farm offers better rates than Infinity for drivers with credit scores of 579 or less. Drivers with outstanding credit — a score of 800-plus — should lean toward State Farm, which typically beats Infinity by $2,621 annually. Check out average insurance rates by credit level for Infinity and State Farm:

Credit level State Farm avg. annual premium Infinity avg. annual premium
Very Poor (300-579) $3,522 $7,847
Fair (580-669) $2,003 $4,862
Good (670-739) $1,613 $3,955
Very Good (740-799) $1,451 $4,045
Exceptional (800-850) $1,260 $3,881

State Farm vs. Infinity: high-risk insurance rates

If you are saddled with an at-fault crash, speeding ticket, reckless driving violation, or DUI in your recent history, State Farm could be a better choice than Infinity. Each insurance company has different post-violation pricing structures, so it's worth comparing quotes to figure out which insurer suits you.

Violation State Farm avg. annual premium Infinity avg. annual premium
At-fault accident (damage < $1,000) $2,849 $5,774
At-fault accident (damage > $1,000) $1,524 $4,487
DUI/DWI $3,854 $6,124
Reckless driving $2,895 $6,124
Speeding ticket $1,983 $4,174

State Farm vs. Infinity: rates by age

Car insurance companies use a driver's age to outline potential risk, assigning rates accordingly. Insurance is commonly expensive for teen drivers — due to their increased odds of being involved in an accident — and relatively affordable for middle-aged drivers. Because every car insurance company prices age brackets differently, it's wise to compare rates and find great coverage.

As a general rule, teen drivers should choose State Farm before Infinity: State Farm offers average yearly savings of $10,471 versusInfinity.

Age tier State Farm avg. annual premium Infinity avg. annual premium
Teens $5,820 $16,291
20s $2,379 $5,588
30s $1,585 $5,588
40s $1,587 $4,077
50s $1,558 $3,716
60s $1,485 $3,365

Setting aside cost, there are myriad pros and cons of both State Farm and Infinity, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.

Discount Comparison State Farm Infinity
Good Student supported supported
Multiple Policies supported
Multiple Vehicles supported supported
Anti-Theft Device(s) supported supported
Anti-Lock Brake System supported
Air Bags supported supported
Good Driver supported supported
Defensive Driver supported supported
Student Away at School supported
Driver Training supported
Green Vehicles
Affinity Membership Alum supported
Advanced Purchase supported
Pay in Full supported
Home Owner supported
eSign or ePay
Telematics supported
New Vehicle
Annual Mileage
Ratings Comparison State Farm Infinity
Financial Strength Question mark icon Superior Excellent
JD Power Rankings Question mark icon Above average N/A
User Satisfaction Question mark icon



Other Products State Farm Infinity
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Condo Insurance supported supported
Life Insurance supported supported
Homeowners Insurance supported supported
Travel Trailer Insurance supported supported
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RV Insurance supported supported
Motorcycle Insurance supported supported
Mobile Home Insurance supported supported
Other Features State Farm Infinity
About Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs. Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside Assistance State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services. Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional Discounts State Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model. Infinity offers an additional discount in most states for registering your policy account profile online.
Recent Questions My car was towed by an apartment complex, will State Farm reimburse me for the towing cost?
Roadside assistance covers towing but it won't cover your car being towed by someone else. Your insurance company will not cover the cost of your car being towed from parking in the wrong location.
I started a claim but canceled it with no payout. Why is it on my CLUE report?
Unfortunately, if you start the claims process, the insurance company can list it on your CLUE report through LexisNexis which contains your claims history — even if there was no payout or resolution. You can dispute with State Farm to see if they will remove it, but at this point, that is really the only option which is definitely frustrating.
Does State Farm cover rodent damage to my car's electrical wiring through comprehensive coverage?
While I can't speak specifically for State Farm, most companies will cover damage caused by a rodent under comprehensive coverage. For specifics about your State Farm policy, you will want to contact them directly.
Does State Farm match auto insurance quotes with other companies?
In truth, no. Car insurance companies determine their rates based on their previous years' filings (loss to revenue ratio) in addition to other factors.
See More Questions
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