Deciding on an auto insurance company is complex: every company's rates differ by location, vehicle, and driving record, and insurers offer a variety of perks. Allstate and Infinity are two of the US' most popular insurance companies, providing affordable coverage in many states.
To help simplify the insurance-shopping process, we have gathered average premiums from Infinity and Allstate. These rates cover myriad rating factors, including credit rating, driving infractions, and age. Examine these rates and find the perfect policy for you.
Looking for in-depth analysis? Check out our reviews of Allstate and Infinity.
If you have extremely bad credit, Allstate could be a better option for you. On average, Allstate offers lower premiums than Infinity for drivers with credit scores of lower than 580. Drivers with extraordinary credit — a score of 800 or better — should consider Allstate, which typically beats Infinity by $2,138 per year. View average insurance rates by credit level for Infinity and Allstate:
| Credit score | Allstate avg. annual premium | Infinity avg. annual premium |
| Very Poor (300-579) | $3,117 | $7,847 |
| Fair (580-669) | $2,162 | $4,862 |
| Good (670-739) | $2,021 | $3,955 |
| Very Good (740-799) | $1,820 | $4,045 |
| Exceptional (800-850) | $1,743 | $3,881 |
If you've got an at-fault collision, speeding ticket, reckless driving citation, or DWI on your record, Allstate could be a better choice than Infinity. Every auto insurance company prices policies differently after a violation, so it's worth comparing quotes to figure out which insurance company suits you.
| Violation | Allstate avg. annual premium | Infinity avg. annual premium |
| At-fault accident (damage < $1,000) | $3,006 | $5,774 |
| At-fault accident (damage > $1,000) | $2,290 | $4,487 |
| DUI/DWI | $3,637 | $6,124 |
| Reckless driving | $3,388 | $6,124 |
| Speeding ticket | $2,256 | $4,174 |
Insurance companies rely on a driver's age to estimate risk, pricing policies accordingly. Insurance is usually expensive for teen drivers — because of their inexperience — and most affordable for older drivers. Since every insurance company rates age brackets in a different way, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Allstate over Infinity: Allstate offers average yearly savings of $9,849 versusInfinity.
| Age tier | Allstate avg. annual premium | Infinity avg. annual premium |
| Teens | $6,442 | $16,291 |
| 20s | $2,636 | $5,588 |
| 30s | $1,920 | $5,588 |
| 40s | $1,912 | $4,077 |
| 50s | $1,893 | $3,716 |
| 60s | $1,768 | $3,365 |
Finances aside, Allstate and Infinity both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
| Discount Comparison | Allstate | Infinity |
|---|---|---|
| Good Student | ||
| Multiple Policies | ||
| Multiple Vehicles | ||
| Anti-Theft Device(s) | ||
| Anti-Lock Brake System | ||
| Air Bags | ||
| Good Driver | ||
| Defensive Driver | ||
| Student Away at School | ||
| Driver Training | ||
| Green Vehicles | ||
| Affinity Membership Alum | ||
| Advanced Purchase | ||
| Pay in Full | ||
| Home Owner | ||
| eSign or ePay | ||
| Telematics | ||
| New Vehicle | ||
| Annual Mileage | ||
| Military |
| Ratings Comparison | Allstate | Infinity |
|---|---|---|
| Financial Strength | Superior | Excellent |
| JD Power Rankings | ||
| User Satisfaction | N/A | N/A |
| Other Products | Allstate | Infinity |
|---|---|---|
| Boat Insurance | ||
| Condo Insurance | ||
| Life Insurance | ||
| Homeowners Insurance | ||
| Travel Trailer Insurance | ||
| Renters Insurance | ||
| RV Insurance | ||
| Motorcycle Insurance | ||
| Mobile Home Insurance |