Deciding on an auto insurance company is complex: every company's rates differ by location, vehicle, and driving record, and insurers offer a variety of perks. Allstate and Infinity are two of the US' most popular insurance companies, providing affordable coverage in many states.
To help simplify the insurance-shopping process, we have gathered average premiums from Infinity and Allstate. These rates cover myriad rating factors, including credit rating, driving infractions, and age. Examine these rates and find the perfect policy for you.
Looking for in-depth analysis? Check out our reviews of Allstate and Infinity.
If you have extremely bad credit, Allstate could be a better option for you. On average, Allstate offers lower premiums than Infinity for drivers with credit scores of lower than 580. Drivers with extraordinary credit — a score of 800 or better — should consider Allstate, which typically beats Infinity by $2,138 per year. View average insurance rates by credit level for Infinity and Allstate:
| Credit score | Allstate avg. annual premium | Infinity avg. annual premium |
| Very Poor (300-579) | $3,117 | $7,847 |
| Fair (580-669) | $2,162 | $4,862 |
| Good (670-739) | $2,021 | $3,955 |
| Very Good (740-799) | $1,820 | $4,045 |
| Exceptional (800-850) | $1,743 | $3,881 |
If you've got an at-fault collision, speeding ticket, reckless driving citation, or DWI on your record, Allstate could be a better choice than Infinity. Every auto insurance company prices policies differently after a violation, so it's worth comparing quotes to figure out which insurance company suits you.
| Violation | Allstate avg. annual premium | Infinity avg. annual premium |
| At-fault accident (damage < $1,000) | $3,006 | $5,774 |
| At-fault accident (damage > $1,000) | $2,290 | $4,487 |
| DUI/DWI | $3,637 | $6,124 |
| Reckless driving | $3,388 | $6,124 |
| Speeding ticket | $2,256 | $4,174 |
Insurance companies rely on a driver's age to estimate risk, pricing policies accordingly. Insurance is usually expensive for teen drivers — because of their inexperience — and most affordable for older drivers. Since every insurance company rates age brackets in a different way, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Allstate over Infinity: Allstate offers average yearly savings of $9,849 versusInfinity.
| Age tier | Allstate avg. annual premium | Infinity avg. annual premium |
| Teens | $6,442 | $16,291 |
| 20s | $2,636 | $5,588 |
| 30s | $1,920 | $5,588 |
| 40s | $1,912 | $4,077 |
| 50s | $1,893 | $3,716 |
| 60s | $1,768 | $3,365 |
Finances aside, Allstate and Infinity both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
| Discount Comparison | Allstate | Infinity |
|---|---|---|
| Good Student | ||
| Multiple Policies | ||
| Multiple Vehicles | ||
| Anti-Theft Device(s) | ||
| Anti-Lock Brake System | ||
| Air Bags | ||
| Good Driver | ||
| Defensive Driver | ||
| Student Away at School | ||
| Driver Training | ||
| Green Vehicles | ||
| Affinity Membership Alum | ||
| Advanced Purchase | ||
| Pay in Full | ||
| Home Owner | ||
| eSign or ePay | ||
| Telematics | ||
| New Vehicle | ||
| Annual Mileage | ||
| Military |
| Ratings Comparison | Allstate | Infinity |
|---|---|---|
| Financial Strength | Superior | Excellent |
| JD Power Rankings | Not Rated | |
| User Satisfaction | A+ | A+ |
| Other Products | Allstate | Infinity |
|---|---|---|
| Boat Insurance | ||
| Condo Insurance | ||
| Life Insurance | ||
| Homeowners Insurance | ||
| Travel Trailer Insurance | ||
| Renters Insurance | ||
| RV Insurance | ||
| Motorcycle Insurance | ||
| Mobile Home Insurance |
| Other Features | Allstate | Infinity |
|---|---|---|
| About | Insurance doesn’t have to be a compromise. With Allstate you can get the protection you need and the new low rates you want. See how much you can save today. | Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage. |
| Roadside Assistance | Allstate offers three types of roadside service to customers with and without an Allstate insurance plan. Annual roadside membership plans and pay-per-use plans are available, and if you have Allstate insurance, you can add roadside coverage to your policy. The pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $119 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services). | Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period. |
| Additional Discounts | Allstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired. | Infinity offers an additional discount in most states for registering your policy account profile online. |
| Recent Questions | Can you make your child a permissive user in order to get a discount? You are not required to make your son a permissive user, so that seems off. You may want to get in touch with Allstate's customer service or your agent. Do I have to list my spouse as a driver?You do have to list your spouse on the policy but many companies will allow you to exclude your spouse as a driver. Keep in mind that unless your spouse has a poor driving history, bad credit, or an expensive car, it's usually a sensible decision to add them since most insurance companies offer a discount on a joint policy. Car insurance for elderly car owner who doesn't driveThere's a couple of ways to go about handling this. First, you need to be careful about your mother's registration. Can a claim be denied if I have scheduled personal property coverage for a home where I'm no longer living?The issue might be that the policy covering your wife's ring was intended to provide coverage for your primary residence. Most standard homeowners policies require that you actually live full time in the house for which the policy applies. See More Questions | |
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| Top States | Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas | Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas |