Deciding on an auto insurance company is complex: every company's rates differ by location, vehicle, and driving record, and insurers offer a variety of perks. Allstate and Infinity are two of the US' most popular insurance companies, providing affordable coverage in many states.
To help simplify the insurance-shopping process, we have gathered average premiums from Infinity and Allstate. These rates cover myriad rating factors, including credit rating, driving infractions, and age. Examine these rates and find the perfect policy for you.
If you have extremely bad credit, Allstate could be a better option for you. On average, Allstate offers lower premiums than Infinity for drivers with credit scores of lower than 580. Drivers with extraordinary credit — a score of 800 or better — should consider Allstate, which typically beats Infinity by $2,138 per year. View average insurance rates by credit level for Infinity and Allstate:
|Credit score||Allstate avg. annual premium||Infinity avg. annual premium|
|Very Poor (300-579)||$3,117||$7,847|
|Very Good (740-799)||$1,820||$4,045|
If you've got an at-fault collision, speeding ticket, reckless driving citation, or DWI on your record, Allstate could be a better choice than Infinity. Every auto insurance company prices policies differently after a violation, so it's worth comparing quotes to figure out which insurance company suits you.
|Violation||Allstate avg. annual premium||Infinity avg. annual premium|
|At-fault accident (damage < $1,000)||$3,006||$5,774|
|At-fault accident (damage > $1,000)||$2,290||$4,487|
Insurance companies rely on a driver's age to estimate risk, pricing policies accordingly. Insurance is usually expensive for teen drivers — because of their inexperience — and most affordable for older drivers. Since every insurance company rates age brackets in a different way, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Allstate over Infinity: Allstate offers average yearly savings of $9,849 versusInfinity.
|Age tier||Allstate avg. annual premium||Infinity avg. annual premium|
Finances aside, Allstate and Infinity both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Additional Discounts||Allstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired.||Infinity offers an additional discount in most states for registering your policy account profile online.|
|Recent Questions||Can you make your child a permissive user in order to get a discount?|
You are not required to make your son a permissive user, so that seems off. You may want to get in touch with Allstate's customer service or your agent.Do I have to list my spouse as a driver?
You do have to list your spouse on the policy but many companies will allow you to exclude your spouse as a driver. Keep in mind that unless your spouse has a poor driving history, bad credit, or an expensive car, it's usually a sensible decision to add them since most insurance companies offer a discount on a joint policy.Car insurance for elderly car owner who doesn't drive
There's a couple of ways to go about handling this. First, you need to be careful about your mother's registration.Can a claim be denied if I have scheduled personal property coverage for a home where I'm no longer living?
The issue might be that the policy covering your wife's ring was intended to provide coverage for your primary residence. Most standard homeowners policies require that you actually live full-time in the house for which the policy applies.See More Questions
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