Allstate vs Infinity

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Allstate or Infinity:
Which Company is Best for You?

Deciding on an auto insurance company is complex: every company's rates differ by location, vehicle, and driving record, and insurers offer a variety of perks. Allstate and Infinity are two of the US' most popular insurance companies, providing affordable coverage in many states.

To help simplify the insurance-shopping process, we have gathered average premiums from Infinity and Allstate. These rates cover myriad rating factors, including credit rating, driving infractions, and age. Examine these rates and find the perfect policy for you.

Looking for in-depth analysis? Check out our reviews of Allstate and Infinity.

Comparing car insurance rates: Allstate vs. Infinity

Allstate vs. Infinity: prices by credit level

If you have extremely bad credit, Allstate could be a better option for you. On average, Allstate offers lower premiums than Infinity for drivers with credit scores of lower than 580. Drivers with extraordinary credit — a score of 800 or better — should consider Allstate, which typically beats Infinity by $2,138 per year. View average insurance rates by credit level for Infinity and Allstate:

RATES BY CREDIT SCORE: Infinity VS. Allstate
Credit scoreAllstate avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$3,117$7,847
Fair (580-669)$2,162$4,862
Good (670-739)$2,021$3,955
Very Good (740-799)$1,820$4,045
Exceptional (800-850)$1,743$3,881

Allstate vs. Infinity: high-risk insurance rates

If you've got an at-fault collision, speeding ticket, reckless driving citation, or DWI on your record, Allstate could be a better choice than Infinity. Every auto insurance company prices policies differently after a violation, so it's worth comparing quotes to figure out which insurance company suits you.

ViolationAllstate avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$3,006$5,774
At-fault accident (damage > $1,000)$2,290$4,487
Reckless driving$3,388$6,124
Speeding ticket$2,256$4,174

Allstate vs. Infinity: rates by age

Insurance companies rely on a driver's age to estimate risk, pricing policies accordingly. Insurance is usually expensive for teen drivers — because of their inexperience — and most affordable for older drivers. Since every insurance company rates age brackets in a different way, it's wise to compare rates and find a suitable policy.

As a general rule, teen drivers should choose Allstate over Infinity: Allstate offers average yearly savings of $9,849 versusInfinity.

RATES BY AGE BRACKET: Infinity VS. Allstate
Age tierAllstate avg. annual premiumInfinity avg. annual premium

Finances aside, Allstate and Infinity both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonAllstateInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings ComparisonAllstateInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
Not Rated
User Satisfaction



Other ProductsAllstateInfinity
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Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
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Mobile Home Insurance
Other FeaturesAllstateInfinity
AboutAllstate gives quality protection at a great price, complete with personal attention and service you need to choose coverage that makes the most sense for you.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceEvery Allstate customer has access to Allstate's 24/7 Roadside network with no annual fee. This pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $99 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services). For prepaid options, you may choose Allstate Motor Club for full coverage or elect to add Towing & Labor Coverage to your auto policy.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsAllstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsCan you make your child a permissive user in order to get a discount?
You are not required to make your son a permissive user, so that seems off. You may want to get in touch with Allstate's customer service or your agent.
Do I have to list my spouse as a driver?
You do have to list your spouse on the policy but many companies will allow you to exclude your spouse as a driver. Keep in mind that unless your spouse has a poor driving history, bad credit, or an expensive car, it's usually a sensible decision to add them since most insurance companies offer a discount on a joint policy.
Can I still be on my parent's car insurance?
Insurance is zip-code specific so your policy needs to be rated for the zip-code you're living in - so, basically, you would need to get your own insurance. If your parents own the vehicle and it is registered to them, they would be listed under an "additional interest" in the policy as they own the vehicle.
An automated security gate hit my door, should I file a claim or get them to pay for the damages?
It's unlikely to company will pay for damages to your vehicle because, as you stated, you misjudged where the gate would open to. In terms of filing a claim with your insurance company, I recommend getting an estimate first to see how much the damage will cost.
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Is it worth filing a claim for a scratch on my car that happened when it was parked?
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.
When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
The questions pertains to you as a driver. The same would go for tickets.
If I file a claim for denting my car door on a beam, will my insurance rate increase?
Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report.
See More Questions
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