Selecting a car insurance company can be complicated: rates fluctuate by driving record, age, and location, and every company provides a different set of discounts. Liberty Mutual and Infinity are two of the US' most popular auto insurance companies, providing competitively priced insurance policies in most US states.
To help make shopping for car insurance easier, we've pulled average insurance premiums from Infinity and Liberty Mutual. These rates cover a number of rating factors, chief among which are credit rating, driving history, and age. Check out the below rates and find an affordable policy today.
If you have very poor credit, Liberty Mutual could be preferable to Liberty Mutual. On average, Liberty Mutual offers lower prices than Infinity for drivers with credit scores of lower than 580. Those with outstanding credit — a score of 800 or better — should favor Liberty Mutual, which typically beats Infinity by $2,089 per year. Check out common insurance rates by credit level for Infinity and Liberty Mutual below.
|Credit level||Liberty Mutual avg. annual premium||Infinity avg. annual premium|
|Very Poor (300-579)||$3,228||$7,847|
|Very Good (740-799)||$1,878||$4,045|
If you have an at-fault crash, speeding ticket, reckless driving violation, or DUI offense on your résumé, Liberty Mutual could be a better choice than Infinity. Each insurance company prices its policies differently, so don't hesitate to shop around to understand which insurer is best for you.
|Violation||Liberty Mutual avg. annual premium||Infinity avg. annual premium|
|At-fault accident (damage < $1,000)||$2,776||$5,774|
|At-fault accident (damage > $1,000)||$2,112||$4,487|
Car insurance companies use age to outline potential risk, pricing policies accordingly. An insurance policy is commonly more expensive for teen drivers — because of their inexperience — and more affordable for middle-aged drivers. Because each insurance company evaluates age brackets uniquely, it's wise to compare rates and find a great fit.
As a general rule, teen drivers should choose Liberty Mutual over Infinity: Liberty Mutual offers average yearly savings of $9,732, compared to Infinity.
|Age tier||Liberty Mutual avg. annual premium||Infinity avg. annual premium|
Costs aside, Liberty Mutual and Infinity each come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to weigh these elements before deciding.
|Discount Comparison||Liberty Mutual||Infinity|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Liberty Mutual||Infinity|
|JD Power Rankings||Not Rated|
|Other Products||Liberty Mutual||Infinity|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Liberty Mutual||Infinity|
|About||Liberty Mutual's "Buy Online Now” option may qualify drivers for additional discounts. Liberty Mutual customizes its insurance offerings so drivers only pay for what they need.||Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.|
|Roadside Assistance||Liberty Mutual offers 24-hour Roadside Assistance (covering towing to the nearest qualified repair facility, fuel delivery, jump starts, and unlocking vehicle doors) with the purchase of optional Towing & Labor coverage.||Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.|
|Additional Discounts||Liberty Mutual offers additional discounts such as Newly Independent, New Teen and Good Payer discounts. In addition, Liberty Mutual offers benefits like Accident Forgiveness. Liberty Mutual also allows drivers to lock in their rate for a full year.||Infinity offers an additional discount in most states for registering your policy account profile online.|
|Recent Questions||Why did my rate increase for a $25 towing claim?|
Unfortunately, you were given the correct information. Insurance companies base their rates on the risk of having to pay any claim.Can I get a refund for premiums I was forced to pay after accident?
Unfortunately, I do not have any experience with this matter. It does seem like a major oversight on part of Liberty Mutual.What's the difference between a vanishing deductible and accident forgiveness
Simply put: Accident Forgiveness with Liberty Mutual: If you're accident-free for five years (with any company), the company will forgive your first accident and not raise your rates. Furthermore, this policy can apply to all members of the household, including teenagers.Insurer refuses to give me my money back
I would try calling back again. It could be that the agent you spoke with was misinformed.See More Questions
|Is it worth filing a claim for a scratch on my car that happened when it was parked?|
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
The questions pertains to you as a driver. The same would go for tickets.If I file a claim for denting my car door on a beam, will my insurance rate increase?
Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report.See More Questions
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