Looking for a new auto insurance policy and comparing Nationwide and Root Car Insurance? The two insurers are two of the most popular options out there, but they have some major differences.
Root is a relatively new entrant to the car insurance space. Founded in 2015, Root Car Insurance earned a valuation of $1 billion in 2018, establishing itself as a giant in the young InsurTech space and a viable competitor in the industry at large. Root rates drivers and prices policies based primarily on driving behavior, rather than demographic data. Root clients enable a smartphone app that tracks their driving behavior and allows the insurer to price their policy accordingly, based on factors like total mileage, average speed, and quick braking. This is an appealing option for drivers typically disadvantaged by traditional rating factors: young drivers, drivers who operate their vehicles in dense cities, or those who only drive occasionally.
Nationwide is one of America's largest traditional auto insurance companies. Founded more than 90 years ago, Nationwide brings to the table an A+ user satisfaction rating, a high claims payout satisfaction score, and a litany of available discounts. Nationwide competes with Root by offering a telematics-based insurance product of its own: SmartRide. Nationwide's usage-based program purports to save drivers approximately $400 per year.
Check out our in-depth comparison of the two companies below before comparing rates and finding a policy!
|Discount Comparison||Root Insurance||Nationwide|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Root Insurance||Nationwide|
|JD Power Rankings||Not Rated|
|Other Products||Root Insurance||Nationwide|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Root Insurance||Nationwide|
|About||Root Car Insurance offers "car insurance for the way you drive." Its usage-based pricing model uses data gathered via telematics devices to price premiums based on mileage and driving habits, rather then demographic information.||Nationwide demonstrates customer appreciation and respect through dedicated, licensed professionals and superior claim service.|
|Roadside Assistance||Root Car Insurance offers roadside assistance with every policy.||Nationwide's Roadside Assistance is available in select states. Two levels of emergency Roadside Assistance coverage—Basic and Plus—are available. Nationwide Roadside Assistance Basic applies to everyone on your policy, in any car you might occupy with coverage that includes towing up to 15 miles, ditch extraction service, emergency fuel, battery jump-start, locksmith services up to $100 and tire changes. Nationwide Roadside Assistance Plus includes all the previously listed services in addition to a tow up to 100 miles and trip interruption coverage that may reimburse your expenses up to $500 for alternate transportation, lodging and meals if you find yourself broken down 100 or more miles from home.|
|Additional Discounts||Root Car Insurance provides usage-based discounts based on driving behavior and mileage.||Nationwide offers additional savings through a Family Discount, which allows you to share discounts with members of your family.|
|Recent Questions||What's the ADOT code for Nationwide|
The ADOT code for Nationwide would be listed on your policy documents. But for Nationwide, it is 0014.Will an insurance company tell me if someone has paid a loan off?
Unfortunately an insurance company is not able to get information on another person's loan status due to privacy laws. Typically when a loan is fully paid off for a vehicle, then the title is transferred to the owner, who should then turn it over to you with the vehicle.I was rear-ended but the driver drove off before we exchanged information
The safest course of action would be to contact your insurance company with all the information possible. Including the police report and the at-fault driver's license plate information.If I hit an uninsured driver, can he go after me for damages?
Georgia isn't a "No-Pay No-Play" state, so if the insured driver is considered to be at-fault for the crash then the not at-fault party's insurance status does not have a bearing on any claims payout. Long story short, they can claim their vehicle damage and injuries if the other driver is at-fault.See More Questions
|Compare More||Root Insurance vs. Allstate Root Insurance vs. GEICO Root Insurance vs. Metromile Root Insurance vs. Progressive Root Insurance vs. State Farm Root Insurance vs. USAA||Nationwide vs. 21st Century Nationwide vs. Allstate Nationwide vs. American Family Nationwide vs. Amica Mutual Insurance Nationwide vs. Auto Club (AAA) Nationwide vs. Erie Nationwide vs. Esurance Nationwide vs. Farm Bureau Mutual Nationwide vs. Farmers Nationwide vs. Foremost Nationwide vs. GEICO Nationwide vs. Infinity Nationwide vs. Liberty Mutual Nationwide vs. Mercury Nationwide vs. MetLife Nationwide vs. North Star Mutual Nationwide vs. Progressive Nationwide vs. Safe Auto Nationwide vs. Safeco Nationwide vs. State Farm Nationwide vs. The General Nationwide vs. The Hartford Nationwide vs. Travelers Nationwide vs. USAA|
|States Offered||Oregon Montana North Dakota Utah Arizona New Mexico Oklahoma Texas Louisiana Arkansas Missouri Iowa Illinois Indiana Kentucky Ohio Pennsylvania Delaware Maryland Mississippi||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|