Question
Do parking tickets affect insurance?
I just moved to a new apartment in the city and have to park on the street since I haven't gotten a parking permit for my building yet. So far I have gotten 2 parking tickets in the last week and am worried about my insurance company raising my rates.
Answer
Parking tickets do not get reported to your state's DMV, so this type of ticket won't affect your car insurance rates. One major caveat is whether or not you pay off the ticket. Failure to pay for the ticket could result in your license being suspended which would affect your insurance rate, especially in Georgia which requires that you carry an SR-22 – a document which proves you have the required state minimum coverage – to reinstate your license.
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