Question
How long do I have to file a property damage claim in North Carolina?
I was rear-ended by another driver and the police were called. The other driver admitted to me, a witness, and police he might have dozed off. The witness told police I was in my lane not bothering anyone. I called my insurance company's independent agent, but was only able to reach his secretary. She told me to wait for the other insurance company to contact me, but it's been 3 weeks and I haven't heard anything from them. How much time do I have to get this done in North Carolina?
Answer
The statute in North Carolina for filing a property damage claim is technically 3 years. However, I would recommend taking care of the claim as quickly as possible to avoid any issues with the other driver's insurance company. The longer you wait, the more difficult it can be for the insurance company to assess the damage. I would recommend calling them sooner rather than later.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started. No phone number required.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.