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Can a dismissed ticket affect my insurance?

I am wondering if the ticket could still be seen by insurance companies. This is my first time buying car insurance so I'm not sure what to expect. 

Nov 10, 2019 Lumberton, NC

Answer
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Ross Martin

Manager, Content Quality

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ross joined The Zebra as a writer and researcher in 2019. As a licensed insurance agent, he specializes in writing insurance content to help shoppers…

The only scenario in which a dropped or dismissed ticket would still affect you would be if there was an accident involved. If the ticket was dropped but your insurance company paid out to any party for a claim, the accident would still show up. If the ticket was dropped and a claim was not paid then an insurance company would not likely see it, meaning your rates would not be affected.

If you're curious, read more about the factors that impact car insurance rates. Good luck and have a great day!

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