Do I need to report a fix-it ticket when applying for new auto insurance?
I recently received a ticket for expired car registration. Since I got it taken care of within 20 days they said it won't show up on my driving record. Do I need to report fix-it tickets when applying for new auto insurance?
As long as your license wasn't suspended as a result — or other violations that affect your driving record — you do not have to report fix-it tickets to your insurance company. Insurers typically will only rate against moving violations that show up on your motor vehicle record (MVR).
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Normally when you are driving and hit something in the road then the damage would be covered under collision. However, hitting a deer (or any other animal) is considered a comprehensive claim since it is an unexpected variable and falls under the category of an "act of god," much like hail damage or vandalism.