What's the average car insurance rate in Arlington?
Auto insurance costs an average of $1,508 per year in Arlington. That's greater than than the statewide average in Texas ($1,415) and less expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Arlington.
CAR INSURANCE: ARLINGTON RATES VS. STATE + NATIONAL AVERAGES
|Arlington Average (yearly)||Texas Average||U.S. Average|
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Arlington auto insurance rates by company
One of the most important determinants of your car insurance rates is the insurance company you work with. For a typical insurance customer, USAA provides Arlington's cheapest rates. We've gathered the best cheap car insurance companies in Arlington below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.
ARLINGTON CAR INSURANCE RATES BY COMPANY
|Company||Average Annual Rate|
Car insurance rates by age bracket in Arlington
Arlington drivers in their 50s pay relatively affordable car insurance rates just $1,310each year, on average. Drivers in their 60s pay marginally higher rates — $1,357 per year.
Teen drivers pay Arlington's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in Arlington is to celebrate your 20th birthday. The difference in rates paid by teenage drivers and drivers in their 20s in Arlington is $1,891, the largest such difference between any two age groups.
ARLINGTON CAR INSURANCE PREMIUMS BY DRIVER AGE
|Age group||Average Yearly Rate|
Arlington auto insurance rates by gender and marital status
In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in Arlington pay $95 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Arlington, widowed drivers pay less than those who are single.
Gender is yet another factor that can affect auto insurance premiums. In Arlington, the gap in auto insurance rates between genders is $7 per year, with male drivers paying more than female drivers.
ARLINGTON AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
|Gender/Marital Status||Average Yearly Rate|
Arlington auto insurance costs by accident and citation history
Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Arlington drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $824 per year versus the city average. A ticket for speeding results in a $132 rate hike while a DWI or DUI violation costs $844per year in extra insurance expenditures.
ARLINGTON CAR INSURANCE RATES AFTER A COLLISION OR CITATION
|Violation/Incident||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$1,915|
|At-fault Accident (damages greater than $2,000)||$2,291|
|Speeding Ticket (16-20 mph over speed limit)||$1,640|
Arlington car insurance rates by credit level
Credit score is often closely correlated with car insurance costs. Arlington drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 61% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a meaningful step toward saving money on auto insurance. In Arlington, improving your credit to "Fair" could help you earn a $1,313 decrease in yearly insurance premiums.
ARLINGTON CAR INSURANCE RATES BY CREDIT TIER
|Credit Tier||Average Rate (annual)|
What drives up car insurance rates in Arlington?
Where you live in Arlington affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by ZIP code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Arlington is no exception to the rule. From ZIP code 76001 to 76010, premiums rise by 14 percent—that’s $186.
Expensive Arlington ZIP codes: 76005, 76014, 76018, 76011, 76010
Cheap Arlington ZIP codes: 76001, 76016, 76012, 76013, 76017
Arlington Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads, and decreased visibility.
And that's not the worst of it. More than 700,000 weather-related car accidents occur each year. In Arlington, you can expect 68 rainy days with an annual rainfall of 37 inches. Arlington is also known to experience thunderstorms and flash floods.
Rainy Days a Year
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Car Insurance Companies in Arlington
Find Local Arlington Agents
Preferred Personal Insurance Agency, LLP
5840 W. Interstate 20 Suite 160, Arlington, TX 76017
Vogue Insurance Agency
1201 N. Watson Rd. Suite 287, Arlington, TX 76006
Stateline Insurance Solutions
2315 Roosevelt Dr ste. D, Arlington, TX 76016
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