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What's the average car insurance rate in Arlington?

Auto insurance costs an average of $1,508 per year in Arlington. That's greater than than the statewide average in Texas ($1,415) and less expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Arlington.

Arlington Average (yearly)Texas AverageU.S. Average

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Arlington auto insurance rates by company

One of the most important determinants of your car insurance rates is the insurance company you work with. For a typical insurance customer, USAA provides Arlington's cheapest rates. We've gathered the best cheap car insurance companies in Arlington below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.

CompanyAverage Annual Rate
State Farm$1,365

Consult our expert guide to finding the best cheap car insurance.

Car insurance rates by age bracket in Arlington

Arlington drivers in their 50s pay relatively affordable car insurance rates just $1,310each year, on average. Drivers in their 60s pay marginally higher rates — $1,357 per year.

Teen drivers pay Arlington's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in Arlington is to celebrate your 20th birthday. The difference in rates paid by teenage drivers and drivers in their 20s in Arlington is $1,891, the largest such difference between any two age groups.

Age groupAverage Yearly Rate

Learn more about the impact of age on car insurance premiums.

Arlington auto insurance rates by gender and marital status

In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in Arlington pay $95 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Arlington, widowed drivers pay less than those who are single.

Gender is yet another factor that can affect auto insurance premiums. In Arlington, the gap in auto insurance rates between genders is $7 per year, with male drivers paying more than female drivers.

Gender/Marital StatusAverage Yearly Rate

Learn more about how gender and marital status have on car insurance rates.

Arlington auto insurance costs by accident and citation history

Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.

Arlington drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $824 per year versus the city average. A ticket for speeding results in a $132 rate hike while a DWI or DUI violation costs $844per year in extra insurance expenditures.

Violation/IncidentAverage Yearly Rate
Reckless Driving$2,331
At-fault Accident (damages less than $1,000)$1,915
At-fault Accident (damages greater than $2,000)$2,291
Speeding Ticket (16-20 mph over speed limit)$1,640

Learn more about the impact of driving violations on car insurance rates.

Arlington car insurance rates by credit level

Credit score is often closely correlated with car insurance costs. Arlington drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 61% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a meaningful step toward saving money on auto insurance. In Arlington, improving your credit to "Fair" could help you earn a $1,313 decrease in yearly insurance premiums.

Credit TierAverage Rate (annual)
Very Poor$3,192
Very Good$1,399

Curious about how your credit score might impact your auto insurance rates? Click here to learn more.

What drives up car insurance rates in Arlington?

Where you live in Arlington affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by ZIP code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Arlington is no exception to the rule. From ZIP code 76001 to 76010, premiums rise by 14 percent—that’s $186.

Expensive Arlington ZIP codes: 76005, 76014, 76018, 76011, 76010

Cheap Arlington ZIP codes: 76001, 76016, 76012, 76013, 76017

Arlington Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads, and decreased visibility.

And that's not the worst of it. More than 700,000 weather-related car accidents occur each year. In Arlington, you can expect 68 rainy days with an annual rainfall of 37 inches. Arlington is also known to experience thunderstorms and flash floods.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Be Prepared For

Driving in Arlington

Major Highways
I-20 I-30 U.S. 287
Public Transit
MAX Bus Arlington Trolley
Toll Roads
President George Bush Turnpike Western Extension

Car Insurance Companies in Arlington

21st Century AAA Access Affirmative AFI Aggressive Insurance Allstate Amica Mutual Insurance AmWINS Heritage AmWINS Star Apparent AssuranceAmerica Branch Bristol West CAIC Cal Casualty Cinch Clearcover Commonwealth Dairyland Direct Auto Elephant Empower Encompass Esurance Falcon Farmers FIMC Foremost GAINSCO GEICO Germania Mutual Hallmark Hippo Infinity Jupiter Auto Kemper Auto Kemper Preferred Lamar General Agency Liberty Mutual Mendota Mercury MetLife MileAuto Multi-State National General Nationwide Progressive Pronto Pronto Flex Safe Auto Safeco Safeway Insurance Company State Auto State Farm Stillwater Texas Farm Bureau The General The Hartford Titan Travelers Unitrin UPC USAA Windhaven

Find Local Arlington Agents

Preferred Personal Insurance Agency, LLP

5840 W. Interstate 20 Suite 160, Arlington, TX 76017

Rickey McGill Insurance Agency

3825 W Green Oaks Blvd # 700, Arlington, TX 76016

Vogue Insurance Agency

1201 N. Watson Rd. Suite 287, Arlington, TX 76006

Stateline Insurance Solutions

2315 Roosevelt Dr ste. D, Arlington, TX 76016

Texas Insurance Agency, Inc.

1000 Ballpark Way Suite 311, Arlington, TX 76011



The average Arlingtonite's annual cost of coverage



Our customer's average savings after comparing insurance



That's equal to 236 cups of coffee or $589 in savings

See How Much You Can Save in Arlington

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Recent Questions:

Do I need to report a fix-it ticket when applying for new auto insurance?

As long as your license wasn't suspended as a result — or other violations that affect your driving record — you do not have to report fix-it tickets to your insurance company. Insurers typically will only rate against moving violations that show up on your motor vehicle record (MVR).
Feb 25, 2020 Arlington, TX

Can I add a non-licensed, non-U.S. citizen to an auto policy?

Thanks for the question. The first thing that I would say is that you should consider having them get their drivers license beforehand.
Jan 21, 2020 Arlington, TX

What happens if a drone hits my car?

It sounds like you are fairly confident that the drone was your neighbor's, so in this case you would need to file the damage claim with your neighbor's homeowners insurance company. If there was any dispute as to who was actually responsible, you could file the claim with your auto insurance company (assuming you have comprehensive and collision coverage) to get the repairs started sooner and then it would be handled between your auto provider and the other party's home insurance company.
Jun 26, 2016 Arlington, TX

My insurance company has been insuring the wrong car for 3 years

If you have proof that the car was supposed to be changed three years ago, you should be able to get some kind of compensation. Ultimately, it is up to the insurance company on how they handle billing and policy disputes.
Jan 15, 2019 Arlington, VA

Kristine Lee
Kristine LeeManager, Content and Data

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer.

She is an authority on all things insurance and covers the ins and outs of auto, home, life and renters insurance. Her specialty is in providing data-backed insights and information to help insurance shoppers make informed decisions.

Kristine's insurance expertise and research have been cited by publications such as CNBC, Car and Driver, Business Insider, Yahoo!, The Balance, Nationwide and Elephant.

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.

  • The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.

  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.

  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.