What's the average car insurance rate in Arlington?


Auto insurance costs an average of $1,508 per year in Arlington. That's greater than than the statewide average in Texas ($1,415) and less expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Arlington.


CAR INSURANCE: ARLINGTON RATES VS. STATE + NATIONAL AVERAGES
Arlington Average (yearly)Texas AverageU.S. Average
$1,508$1,415$1,548

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Arlington auto insurance rates by company


One of the most important determinants of your car insurance rates is the insurance company you work with. For a typical insurance customer, USAA provides Arlington's cheapest rates. We've gathered the best cheap car insurance companies in Arlington below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.


ARLINGTON CAR INSURANCE RATES BY COMPANY
CompanyAverage Annual Rate
USAA$1,272
State Farm$1,365
GEICO$1,377
Allstate$2,387

Consult our expert guide to finding the best cheap car insurance.



Car insurance rates by age bracket in Arlington

Arlington drivers in their 50s pay relatively affordable car insurance rates just $1,310each year, on average. Drivers in their 60s pay marginally higher rates — $1,357 per year.

Teen drivers pay Arlington's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in Arlington is to celebrate your 20th birthday. The difference in rates paid by teenage drivers and drivers in their 20s in Arlington is $1,891, the largest such difference between any two age groups.


ARLINGTON CAR INSURANCE PREMIUMS BY DRIVER AGE
Age groupAverage Yearly Rate
Teenagers$3,849
20s$1,957
30s$1,485
40s$1,448
50s$1,310
60s$1,357
70s$1,673

Learn more about the impact of age on car insurance premiums.



Arlington auto insurance rates by gender and marital status


In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in Arlington pay $95 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Arlington, widowed drivers pay less than those who are single.

Gender is yet another factor that can affect auto insurance premiums. In Arlington, the gap in auto insurance rates between genders is $7 per year, with male drivers paying more than female drivers.


ARLINGTON AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
Gender/Marital StatusAverage Yearly Rate
Female$1,501
Male$1,508
Single$1,413
Married$1,413
Divorced$1,508
Widowed$1,377

Learn more about how gender and marital status have on car insurance rates.



Arlington auto insurance costs by accident and citation history


Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.

Arlington drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $824 per year versus the city average. A ticket for speeding results in a $132 rate hike while a DWI or DUI violation costs $844per year in extra insurance expenditures.


ARLINGTON CAR INSURANCE RATES AFTER A COLLISION OR CITATION
Violation/IncidentAverage Yearly Rate
DWI/DUI$2,352
Reckless Driving$2,331
At-fault Accident (damages less than $1,000)$1,915
At-fault Accident (damages greater than $2,000)$2,291
Speeding Ticket (16-20 mph over speed limit)$1,640

Learn more about the impact of driving violations on car insurance rates.



Arlington car insurance rates by credit level


Credit score is often closely correlated with car insurance costs. Arlington drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 61% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a meaningful step toward saving money on auto insurance. In Arlington, improving your credit to "Fair" could help you earn a $1,313 decrease in yearly insurance premiums.


ARLINGTON CAR INSURANCE RATES BY CREDIT TIER
Credit TierAverage Rate (annual)
Very Poor$3,192
Fair$1,880
Good$1,508
Very Good$1,399
Exceptional$1,240

Curious about how your credit score might impact your auto insurance rates? Click here to learn more.



What drives up car insurance rates in Arlington?

Where you live in Arlington affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by ZIP code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Arlington is no exception to the rule. From ZIP code 76001 to 76010, premiums rise by 14 percent—that’s $186.

Expensive Arlington ZIP codes: 76005, 76014, 76018, 76011, 76010

Cheap Arlington ZIP codes: 76001, 76016, 76012, 76013, 76017

Arlington Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads, and decreased visibility.

And that's not the worst of it. More than 700,000 weather-related car accidents occur each year. In Arlington, you can expect 68 rainy days with an annual rainfall of 37 inches. Arlington is also known to experience thunderstorms and flash floods.

68

Rainy Days a Year

37"

Avg. Annual Rainfall

2"

Avg. Annual Snowfall

Be Prepared For

Driving in Arlington

2
Major Highways
I-20 I-30 U.S. 287
2
Public Transit
MAX Bus Arlington Trolley
2
Toll Roads
President George Bush Turnpike Western Extension

Car Insurance Companies in Arlington

21st Century AAA AFI Access Affirmative Aggressive Insurance Allstate AmWINS Heritage AmWINS Star Amica Mutual Insurance Apparent AssuranceAmerica Bristol West CAIC Cal Casualty Clearcover Commonwealth Casualty Dairyland Direct Auto Elephant Empower Encompass Esurance FIMC Falcon Farmers Foremost GAINSCO GEICO Germania Mutual Hallmark Hippo Infinity Jupiter Auto Kemper Auto Kemper Preferred Lamar General Agency Liberty Mutual Mendota Mercury MetLife Multi-State National General Nationwide Progressive Pronto Pronto Flex Safe Auto Safeco Safeway Insurance Company State Auto State Farm Stillwater Texas Farm Bureau The General The Hartford Titan Travelers UPC USAA Unitrin Windhaven

Find Local Arlington Agents

Preferred Personal Insurance Agency, LLP

5840 W. Interstate 20 Suite 160, Arlington, TX 76017

Vogue Insurance Agency

1201 N. Watson Rd. Suite 287, Arlington, TX 76006

Stateline Insurance Solutions

2315 Roosevelt Dr ste. D, Arlington, TX 76016

Rickey McGill Insurance Agency

3825 W Green Oaks Blvd # 700, Arlington, TX 76016

Texas Insurance Agency, Inc.

1000 Ballpark Way Suite 311, Arlington, TX 76011

2

$1,473

The average Arlingtonite's annual cost of coverage

2

40%

Our customer's average savings after comparing insurance

Revised

236

That's equal to 236 cups of coffee or $589 in savings

See How Much You Can Save in Arlington

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Recent Questions:

Arlington Car Insurance

Do I need to report a fix-it ticket when applying for new auto insurance?

As long as your license wasn't suspended as a result — or other violations that affect your driving record — you do not have to report fix-it tickets to your insurance company. Insurers typically will only rate against moving violations that show up on your motor vehicle record (MVR). If you're looking for new auto insurance, you can start comparing quotes instantly here. If you have any questions, feel free to ask.

Can I add a non-licensed, non-U.S. citizen to an auto policy?

Thanks for the question. The first thing that I would say is that you should consider having them get their drivers license beforehand.

Getting a car insurance quote for 2 addresses

If you have two addresses you would need to list the address where the car is kept most of the time. This is called the garaging address.

Should I file a claim on my mom's car insurance policy?

Because the damage is minor, it's probably best not to involve your mom's car insurance company. I would recommend having the at-fault party get an estimate for the damage (which they would have to do anyway) and pay for the damage out of pocket.