Question
Will filing a full glass coverage claim to repair my windshield cause my premiums to rise or count as a claim at renewal?
I was driving and a rock caused a crack in my windshield that I'm told will inevitably grow so replacing my windshield is the only fix (it was too big to fill). Will doing a full glass coverage claim increase my premiums on renewal or when I comparison shop?
Answer
While excessive claims can cause your rate to increase or impact your ability to find coverage with other companies, one single glass claim is unlikely to cause much, if any, impact. Generally, glass claims are the least likely to cause a rate increase or a non-renewal with your current company. If you had multiple glass claims within a 3 year period, normally more than 3, you may have an issue, but you shouldn't have to worry about this particular claim.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started. No phone number required.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.