Question
Will my State Farm car insurance cover the damages to a person's balcony if we hit it while driving a Uhaul?
I have State Farm car insurance and I purchased additional Uhaul insurance that had liability coverage. I hit another person's balcony with the Uhaul while moving. Will my State Farm insurance cover the damages to the third party's balcony?
Answer
Yes, your State Farm policy should cover the damages that you caused to the balcony; that is exactly what liability coverage is for. If for some reason it does not, you can always use the insurance you purchased through U-Haul as a backup which should cover the damages. Keep in mind, the accident will be considered at-fault and it can impact your insurance rates for up to five years.
Good luck and if you have any other questions, don't hesitate to ask.
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