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Will my State Farm car insurance cover the damages to a person's balcony if we hit it while driving a Uhaul?

I have State Farm car insurance and I purchased additional Uhaul insurance that had liability coverage. I hit another person's balcony with the Uhaul while moving. Will my State Farm insurance cover the damages to the third party's balcony?

Sep 28, 2018 Long Beach, CA

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Ava Lynch

Insurance Analyst

Credentials
  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Yes, your State Farm policy should cover the damages that you caused to the balcony; that is exactly what liability coverage is for. If for some reason it does not, you can always use the insurance you purchased through U-Haul as a backup which should cover the damages. Keep in mind, the accident will be considered at-fault and it can impact your insurance rates for up to five years.

Good luck and if you have any other questions, don't hesitate to ask.

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