North Dakota Car Insurance with a DUI

If you are convicted of DUI in North Dakota, your auto insurance is going to get more expensive — it's only a question of by how much.


How does being convicted of DUI change auto insurance in North Dakota?


In North Dakota, a DUI will raise your yearly car insurance rate by an average of $632. That’s 74% less than the nationwide average rate increase after a DUI.


CAR INSURANCE AFTER A DUI IN NORTH DAKOTA — AVERAGE ANNUAL COST
AreaAvg. Annual Rate — without DUIAvg. Annual Rate — with DUIAvg. Increase After DUI
North Dakota$1,379$2,011+46%
United States$1,548$2,556+65%

Purchasing car insurance coverage in North Dakota after a DUI


Purchasing cheap auto coverage soon after a DUI conviction is far from straightforward. In fact, a DUI generally brings about a more substantial rate hike than does any other road violation — more than racing, reckless driving, or an at-fault accident.


Cheap car insurance after a DUI in North Dakota

If you’re convicted of a driving under the influence offense in North Dakota, it’s important to mull over your insurance options carefully. Car insurance rates after a DUI can fluctuate substantially depending on the insurer. For instance, the cheapest car insurer with a DUI in North Dakota, State Farm, offers annual rates 43% more affordable than the state average insurance premium with a DUI conviction. The second-cheapest company for car insurance after a DUI in North Dakota is Nodak, while the most expensive company is Allstate, at 88% above average.


CAR INSURANCE PRICES AFTER DUI IN NORTH DAKOTA — BY COMPANY
Insurance CompanyAvg. Annual Rate — After DUI
State Farm$1,141
Nodak$1,241
American Family$1,264
Progressive$1,599
Farmers$1,803
North Star$3,124

There’s no auto insurance company in particular offering affordable DUI auto insurance. The best way to save money in the wake of a DUI citation is to look at multiple options.

Compare auto insurance quotes online or reach out to an insurance agent to weigh your choices and find a cost-effective policy.

Learn more about car insurance and DUIs.

Ava Lynch LinkedIn

Ava worked in the insurance industry as an agent for four-plus years. Currently providing insights and analysis as one of The Zebra’s resident property insurance experts, Ava has been featured in publications such as U.S. News & World Report, GasBuddy, and Yahoo! Finance.