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What's the average car insurance rate in Everett?
The average cost of auto insurance in Everett is $1,580 per year. That's more than the average in Washington ($1,368) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Everett.
AUTO INSURANCE: EVERETT RATES VS. STATE + NATIONAL AVERAGES
|Everett Average (yearly)||Washington Average||United States Average|
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The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical insurance customer, USAA provides Everett's cheapest rates. See below the best options for affordable auto insurance in Everett. Don't forget to get car insurance quotes based on your driving profile.
EVERETT CAR INSURANCE RATES BY COMPANY
|Company||Average Annual Rate|
The best age for car insurance rates as a driver in Everett is your 50s: drivers in this age group pay an average of $1,395 per year. Rates for Everett drivers in their 60s are also relatively affordable, at just $1,453 per year.
Teen drivers pay Everett's most expensive auto insurance rates. When Everett drivers hit their 20s, their insurance rates drop substantially. The difference in rates paid by teenage drivers and drivers in their 20s in Everett is $4,913, the largest such difference between any two age groups.
EVERETT AUTO INSURANCE COSTS BY AGE
|Age||Average Yearly Rate|
In some cases, a driver's marital status and gender may affect their car insurance rates. Married drivers in Everett pay $72 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Everett, widowed drivers pay less than those who are single.
Gender is another factor that can affect car insurance rates. In Everett, female drivers pay $49 per year more than do male drivers for car insurance.
EVERETT CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
|Gender/Marital Status||Average Yearly Rate|
Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.
Everett drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $679 per year versus the city average. A ticket for speeding results in a $351 rate hike while a DWI or DUI violation costs $705per year in extra insurance expenditures.
AVERAGE EVERETT INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Incident/Violation||Average Annual Rate|
|At-fault Accident (damages < $1,000)||$2,162|
|At-fault Accident (damages greater than $2,000)||$2,349|
|Speeding Ticket (16-20 mph over speed limit)||$1,931|
Credit score is often closely correlated with car insurance costs. In fact, Everett drivers who build their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn a 61% decrease in car insurance rates. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In Everett, improving your credit to "Fair" could help you earn $1,253 in savings on insurance premiums each year.
EVERETT CAR INSURANCE RATES BY CREDIT LEVEL
|Credit Score||Average Yearly Rate|
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About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.