Everett, WA Car Insurance

Everett residents pay an average of $131 for car insurance. Are you paying too much?

What's the average car insurance rate in Everett?

 

The average cost of auto insurance in Everett is $1,580 per year. That's more than the average in Washington ($1,368) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Everett.

 
AUTO INSURANCE: EVERETT RATES VS. STATE + NATIONAL AVERAGES
Everett Average (yearly)Washington AverageUnited States Average
$1,580$1,368$1,548
 
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Everett car insurance rates by company

 

The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical insurance customer, USAA provides Everett's cheapest rates. See below the best options for affordable auto insurance in Everett. Don't forget to get car insurance quotes based on your driving profile.

 
EVERETT CAR INSURANCE RATES BY COMPANY
CompanyAverage Annual Rate
USAA$968
PEMCO Insurance$1,023
State Farm$1,411
Progressive$1,474
Allstate$2,049
 

Read our guide to finding the best cheap auto insurance.

 
 

 

Car insurance rates by age bracket in Everett

The best age for car insurance rates as a driver in Everett is your 50s: drivers in this age group pay an average of $1,395 per year. Rates for Everett drivers in their 60s are also relatively affordable, at just $1,453 per year.

Teen drivers pay Everett's most expensive auto insurance rates. When Everett drivers hit their 20s, their insurance rates drop substantially. The difference in rates paid by teenage drivers and drivers in their 20s in Everett is $4,913, the largest such difference between any two age groups.

 
EVERETT AUTO INSURANCE COSTS BY AGE
AgeAverage Yearly Rate
Teenagers$7,040
20s$2,127
30s$1,545
40s$1,462
50s$1,395
60s$1,453
70s$1,862
 

Learn more about how age influences auto insurance rates.

 
 

 

Everett car insurance rates by gender and marital status

 

In some cases, a driver's marital status and gender may affect their car insurance rates. Married drivers in Everett pay $72 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Everett, widowed drivers pay less than those who are single.

Gender is another factor that can affect car insurance rates. In Everett, female drivers pay $49 per year more than do male drivers for car insurance.

 
EVERETT CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
Gender/Marital StatusAverage Yearly Rate
Female$1,629
Male$1,580
Single$1,508
Married$1,508
Divorced$1,580
Widowed$1,556
 

Learn more about the impact gender and marital status have on insurance rates.

 
 

 

Everett auto insurance costs by driving history

 

Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Everett drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $679 per year versus the city average. A ticket for speeding results in a $351 rate hike while a DWI or DUI violation costs $705per year in extra insurance expenditures.

 
AVERAGE EVERETT INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Incident/ViolationAverage Annual Rate
DUI/DWI$2,285
Reckless Driving$2,259
At-fault Accident (damages < $1,000)$2,162
At-fault Accident (damages greater than $2,000)$2,349
Speeding Ticket (16-20 mph over speed limit)$1,931
 

Learn more about citations' impact on your auto insurance rates.

 
 

 

Everett car insurance premiums by credit score

 

Credit score is often closely correlated with car insurance costs. In fact, Everett drivers who build their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn a 61% decrease in car insurance rates. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In Everett, improving your credit to "Fair" could help you earn $1,253 in savings on insurance premiums each year.

 
EVERETT CAR INSURANCE RATES BY CREDIT LEVEL
Credit ScoreAverage Yearly Rate
Very Poor$3,187
Fair$1,934
Good$1,580
Very Good$1,418
Exceptional$1,255
 

Curious about how your credit score might impact your auto insurance rates? Click here to learn more.

 
 

 

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Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. He has a background in writing and education, as well as a master's degree from Royal Holloway, University of London. He has been quoted by CNET, iDriveSafely.com, and Kin Insurance.