Progressive vs Safe Auto Car Insurance

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Progressive or SafeAuto:
Which Company is Best for You?

Choosing a car insurer is difficult: rates vary based on your driving record, location, and age, and every company's discounts vary. Progressive and Safe Auto are two of the most popular insurers, offering competitively priced insurance policies across many states.

In an effort to simplify the comparison process, we've pulled typical policy rates from Safe Auto and Progressive. These rates cover myriad rating factors, including credit score, driving history, and age. Examine these figures and find the right policy for you.


Progressive vs. Safe Auto: rate comparison


Progressive vs. Safe Auto: pricing by credit score

If you have extremely bad credit, Progressive could be the way to go. On average, Progressive offers better rates than Safe Auto for drivers with credit scores of lower than 580. Those with outstanding credit — a score of 800 or higher — should lean toward Progressive, which typically beats Safe Auto by $601 annually. Check out average insurance rates by credit score for Safe Auto and Progressive below.


RATES BY CREDIT SCORE: Safe Auto VS. Progressive
Credit levelProgressive avg. annual premiumSafe Auto avg. annual premium
Very Poor (300-579)$3,602$3,799
Fair (580-669)$2,127$2,483
Good (670-739)$1,708$3,358
Very Good (740-799)$1,453$1,937
Exceptional (800-850)$1,320$1,921

Progressive vs. Safe Auto: rates for high-risk drivers

If you are saddled with an at-fault crash, speeding ticket, reckless driving citation, or DUI on your record, Progressive could be a better choice than Safe Auto. Every insurance company has different post-violation pricing structures, so it's worth comparing quotes to figure out which insurer suits you.


RATES BY VIOLATION: Safe Auto VS. Progressive
InfractionProgressive avg. annual premiumSafe Auto avg. annual premium
At-fault accident (damage < $1,000)$2,720$2,867
At-fault accident (damage > $1,000)$2,245$2,837
DUI/DWI$2,201$2,867
Reckless driving$2,457$2,867
Speeding ticket$2,091$2,738

Progressive vs. Safe Auto: rates by age

Insurers use age to outline potential risk, pricing policies on a sliding scale. Car insurance is commonly priciest for teen drivers — because of their inexperience — and most affordable for middle-aged drivers. Because every insurance company rates age tiers in a different way, it's wise to compare rates and find great coverage.

As a general rule, teen drivers should choose Progressive over Safe Auto: Progressive offers average yearly savings of $14, compared to Safe Auto.


AGE BRACKET INSURANCE RATE COMPARISON: Safe Auto VS. Progressive
Age bracketProgressive avg. annual premiumSafe Auto avg. annual premium
Teens$8,248$8,262
20s$2,287$2,764
30s$1,646$2,764
40s$1,644$2,053
50s$1,542$1,862
60s$1,403$1,707

Finances aside, Progressive and Safe Auto come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to shop around before settling on an option.

Discount ComparisonProgressiveSafeAuto
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonProgressiveSafeAuto
Financial Strength SuperiorGood
JD Power Rankings
3 out of 5
3 out of 5
User Satisfaction

A+

A+

Other ProductsProgressiveSafeAuto
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesProgressiveSafeAuto
AboutProgressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.At SafeAuto, we strive to provide caring and professional customer service 24/7, and to help make insurance affordable to every driver, no matter the situation. We provide you flexibility to access your accounts and make payments online, by phone, or through our mobile app. We offer convenience through our hassle-free automatic payments and immediate proof of insurance when you insure with us.
Roadside AssistanceProgressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.
Additional DiscountsProgressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.
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Compare MoreProgressive vs. 21st Century Progressive vs. Allied Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Erie Progressive vs. Esurance Progressive vs. Farm Bureau Mutual Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. MetLife Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. North Star Mutual Progressive vs. Root Progressive vs. SAFECO Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAASafeAuto vs. 21st Century SafeAuto vs. Allied SafeAuto vs. Allstate SafeAuto vs. American Family SafeAuto vs. Amica Mutual Insurance SafeAuto vs. Auto Club (AAA) SafeAuto vs. Erie SafeAuto vs. Esurance SafeAuto vs. Farm Bureau Mutual SafeAuto vs. Farmers SafeAuto vs. Foremost SafeAuto vs. GEICO SafeAuto vs. Infinity SafeAuto vs. Liberty Mutual SafeAuto vs. Mercury SafeAuto vs. MetLife SafeAuto vs. Nationwide SafeAuto vs. North Star Mutual SafeAuto vs. SAFECO SafeAuto vs. State Farm SafeAuto vs. The General SafeAuto vs. The Hartford SafeAuto vs. Titan SafeAuto vs. Travelers SafeAuto vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia
Additional Resources:

Progressive vs Safe Auto

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