Choosing a car insurer can be difficult: rates can fluctuate by location, vehicle, and driving record, and companies offer an array of perks. Progressive and Allied are two of the most popular auto insurance companies, providing affordable policies in most American states.
In an effort to make shopping for car insurance easier, we've gathered average insurance premiums from Allied and Progressive. These rates cover a variety of rating factors, chief among which are credit score, driving history, and age. Take a look at these rates and find an affordable policy today.
If you have very poor credit, Allied could be a better option for you. On average, Allied offers more affordable premiums than Progressive for drivers with credit scores of 579 or less. Drivers with excellent credit — a score of 800-plus — should favor View average insurance rates by credit score for Allied and Progressive below.
|Credit score||Progressive avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$3,602||$1,483|
|Very Good (740-799)||$1,453||$920|
If you're saddled with an at-fault collision, speeding ticket, reckless driving violation, or DUI on your record, Allied could be a better choice than Progressive. Every car insurance company enacts rate penalties differently, so it's worth comparing quotes to understand which insurer is best for you.
|Infraction||Progressive avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$1,662|
|At-fault accident (damage > $1,000)||$2,245||$1,221|
Insurance companies use age to outline potential risk, pricing premiums on a sliding scale. Insurance is usually more expensive for young drivers — due to their inexperience — and more affordable for older drivers. Because each insurance company rates age tiers uniquely, it's worth comparing rates and shopping around.
As a general rule, teen drivers should choose Allied over Progressive: the former's average annual rates are $4,722 less than the latter's..
|Age bracket||Progressive avg. annual premium||Allied avg. annual premium|
Setting aside cost, there are myriad pros and cons of both Progressive and Allied, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||Below average||N/A|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Since 1938, Progressive has made it easy to understand, buy, and use car insurance. In fact, as one of the largest insurance companies out there and the number one personal auto insurer by written premium among independent agents, you can choose the coverage options that make the most sense to you.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, winching service, flat tire change, battery jump-start, battery charge for electric cars, locksmith service, on-scene labor, and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
Do I need to put everyone in my household on my policy?
It's usually recommended to add everyone who lives in the household on the same policy if it's likely they will be driving the insured car, and insurance companies generally require everyone in the household of driving age to be listed on the policy. But if the others in the household already have their own insurance and vehicles, this would be unnecessary.How many cars can I have on my progressive policy?
Hello, Most companies — including Progressive — will allow four cars per policy. Of course, it's always a good idea to check with your insurance company if you are unsure about whether or not your cars are covered.Why won't my insurance recognize or cover Tesla labor rates?
Each insurance company has different guidelines when it comes to how they handle claims and repairs. As long as they are following the guidelines agreed to within your policy documents, then they are meeting the requirements on their end, so refer back to your policy and check what's covered and what's not.I'm selling my car and canceling insurance. When I buy another car a few months from now, will I get higher rates for a lapse in coverage?
You are right — having a lapse in coverage will cause your rates to be higher in the future. I recommend getting a non-owners policy, which it sounds like Progressive is already offering to you.See More Questions
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