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Kristine Lee

Insurance Analyst

  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

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Ross Martin

Insurance Writer

  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

Ross h…

If you're seeking a creative approach to car insurance coverage, you could be interested in a temporary auto insurance policy. But short-term car insurance contracts are hard to come by for a few different reasons.

Many large car insurers will not offer contracts shorter than half a year. Since car insurance is required by law in every state but one, it can be risky to jump between policies. Additionally, you risk having gaps in your car insurance history by swapping policies frequently, resulting in more expensive rates in the long run.

Thankfully, car insurance policies usually last for only six months. This short duration allows insurance companies to re-rate — or re-price — your premium based on your updated driving history and demographics.

The six-month mark also serves as the perfect opportunity to improve your situation by getting quotes from other insurers. Comparing prices via The Zebra is easy and complimentary, and there is no penalty for trading car insurance companies when your policy ends — or even mid-policy, as long as your coverage doesn't lapse.

The flexible nature of car insurance makes it relatively easy to buy with little notice. If you need a policy to drive your new vehicle off of the lot, attempting to get coverage for a long-term auto rental or searching for coverage for a car you don't own but drive often, consider purchasing a half-year policy and removing coverage as needed.

Find the cheapest auto insurance in Nevada by comparing quotes today.

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No junk mail. No spam calls. Free quotes.

Short-term insurance in Nevada

Below are normal car insurance prices in Nevada, organized by popular insurers and cities. If your costs exceed the rates listed below, consider shopping around.

Insurance Company Average 6-Month Rate Average Monthly Rate
Nevada State Average — All Companies $987 $164
Capital Insurance Group $444 $74
USAA $672 $112
Progressive $680 $113
Allied $726 $121
GEICO $736 $123

The most budget-friendly option for single-month car insurance in Nevada is Capital Insurance Group, with whom you can save $38 per month, compared to the next-cheapest choice, USAA. In Nevada, the average monthly cost of car insurance is $164, or $987 over a biannual period.

Where you live can have as large an effect on your car insurance rates as the insurance company you choose. Auto insurance companies weigh the density and likelihood of a claim being filed when rating policies by ZIP code. View insurance prices in the largest Nevada cities and compare how much you pay.

Location Average 6-Month Rate Average Monthly Rate
Las Vegas $1,320 $220
Henderson $1,156 $193
Reno $867 $144
Paradise $1,378 $121
North Las Vegas $1,270 $212

Because so many factors are involved in setting insurance rates, your quotes may not match those displayed above. If your current rates don’t align with those listed above, take a moment to shop around. The short-term timetable of an auto insurance contract adds to the importance of staying informed and ready to shop.

Find out more about temporary auto insurance or use The Zebra to compare quotes for free today.

See just how much you can save on your next policy!

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No junk mail. No spam calls. Free quotes.

Additional resources

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.