Temporary Car Insurance in Nevada

Short-term auto insurance can be challenging to find. Get temporary coverage the right way — straight from an expert.

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If you're seeking a creative approach to car insurance coverage, you could be interested in a temporary auto insurance policy. But short-term car insurance contracts are hard to come by for a few different reasons.

Many large car insurers will not offer contracts shorter than half a year. Since car insurance is required by law in every state but one, it can be risky to jump between policies. Additionally, you risk having gaps in your car insurance history by swapping policies frequently, resulting in more expensive rates in the long run.

Thankfully, car insurance policies usually last for only six months. This short duration allows insurance companies to re-rate — or re-price — your premium based on your updated driving history and demographics.

The six-month mark also serves as the perfect opportunity to improve your situation by getting quotes from other insurers. Comparing prices via The Zebra is easy and complimentary, and there is no penalty for trading car insurance companies when your policy ends — or even mid-policy, as long as your coverage doesn't lapse.

The flexible nature of car insurance makes it relatively easy to buy with little notice. If you need a policy to drive your new vehicle off of the lot, attempting to get coverage for a long-term auto rental or searching for coverage for a car you don't own but drive often, consider purchasing a half-year policy and removing coverage as needed.

Find the cheapest auto insurance in Nevada by comparing quotes today.

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Short-term insurance in Nevada

Below are normal car insurance prices in Nevada, organized by popular insurers and cities. If your costs exceed the rates listed below, consider shopping around.

Insurance CompanyAverage 6-Month RateAverage Monthly Rate
Nevada State Average — All Companies$987$164
Capital Insurance Group$444$74

The most budget-friendly option for single-month car insurance in Nevada is Capital Insurance Group, with whom you can save $38 per month, compared to the next-cheapest choice, USAA. In Nevada, the average monthly cost of car insurance is $164, or $987 over a biannual period.

Where you live can have as large an effect on your car insurance rates as the insurance company you choose. Auto insurance companies weigh the density and likelihood of a claim being filed when rating policies by ZIP code. View insurance prices in the largest Nevada cities and compare how much you pay.

LocationAverage 6-Month RateAverage Monthly Rate
Las Vegas$1,320$220
North Las Vegas$1,270$212

Because so many factors are involved in setting insurance rates, your quotes may not match those displayed above. If your current rates don’t align with those listed above, take a moment to shop around. The short-term timetable of an auto insurance contract adds to the importance of staying informed and ready to shop.

Find out more about temporary auto insurance or use The Zebra to compare quotes for free today.

See just how much you can save on your next policy!

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Kristine Lee
Kristine Lee LinkedIn

Kristine is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has contributed to numerous publications focused on the nuances of insurance, including Automoblog, USInsuranceAgents.com, and BestCompany.com.