How much does Smart car insurance cost?

Billed as a convenient and efficient alternative to a typical vehicle, a Smart car is also an affordable auto to insure. The average cost of Smart car insurance is $1,581 per year ($132 per month). This is significantly less than the average cost of insurance for vehicles made by other brands. If you want to save on auto insurance premiums for your Smart fortwo or Smart fortwo electric drive, consider Progressive or GEICO, which offer the most affordable premiums for these models. 

When shopping for Smart auto insurance, it's important to consider the myriad factors that go into car insurance quotes. While Smart vehicles are relatively affordable to insure due to their low MSRPs, your quote could be inflated if you're driving in one of the densely populated ZIP codes in which Smart cars are most popular. 

The Zebra makes finding an insurance policy for a Smart car simple. Choose a model below to see average rates and to see personalized quotes for the fortwo and fortwo electric drive.


Smart insurance rates by model: