Smart Insurance: by Model, Year & Company
Smart insurance costs range from $78 to $377 per month, depending on your model, trim, and driving profile.
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Smart insurance costs: by company, cheapest, & most expensive models
Explore average insurance costs by model year for Smart vehicles — and compare across other makes and insurers to find your best-fit rate
Average rate & cheapest companies
Average rate is $886 for a 6-month full coverage policy. Progressive, USAA, & Nationwide offer the cheapest rates.
Cheapest model
For Smart vehicles, the fortwo is the cheapest model at $78/mo on average.
Most expensive model
For Smart vehicles, the fortwo electric drive is the most expensive model at $377/mo on average.
| Smart Model | Average Annual Premium |
|---|---|
| fortwo | $1,337 |
| fortwo electric drive | $2,207 |
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