Smart Car Insurance

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How much does it cost to insure a Smart car?

Billed as a convenient and efficient alternative to a typical vehicle, a Smart car is also an affordable auto to insure.

The average cost of Smart car insurance is just $117 per month – or $1,415 annually. That’s about 1% less than the national average insurance cost for all makes. If you want to save on auto insurance premiums for your Smart, consider AmTrust or North Carolina Farm Bureau, which offer premiums of less than $1,000 per year. Not every carrier offers Smart car insurance coverage at bargain rates, however. Major insurance companies like Progressive, Liberty Mutual, and Shelter charge more than $1,700 per year for Smart car insurance, on average — well above the average cost of Smart vehicle insurance.

When shopping for Smart auto insurance, it's important to consider the myriad factors that go into car insurance quotes. While Smart vehicles are relatively affordable to insure due to their low MSRPs, your quote could be inflated if you're driving in one of the densely populated ZIP codes in which Smart cars are most popular. 

The Zebra makes finding an insurance policy for a Smart car simple. Choose a model below to see average rates and to compare costs for the fortwo and fortwo electric drive.


Choose your Smart below