smart fortwo Insurance Cost

  • Smart fortwo insurance costs range from $18 to $52 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

Ready for your own personalized rates? Enter your ZIP code to get started.

Location pin icon
fortwo Car Insurance

smart fortwo Insurance cost

  • Average car insurance price: $127/month
  • Most affordable company: Allied ($85/month)
  • Fortwo insurance rate vs. average vehicle insurance rate: $2 less expensive than the average vehicle

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a smart fortwo with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

fortwo Car Insurance

How much does it cost to insure my Smart fortwo?

Compare and find the right insurance for you
100+ insurance partners

We work with the top insurance companies to find you the best coverage. Let us do the hard work.

Your data is safe with us

No spam emails or phone calls. We never sell your information. We mean it.

Non-biased agents

Our brand agnostic agents are ready to help you find and purchase the perfect policy.

2017 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

$680

Allmerica

$744

$799

$803

Vermont Mutual

$829

$876

Acuity

$897

$945

$977

Country

$986

$988

Arbella

$1,036

Compare all 2017 Smart fortwo insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,882
List Price
$14,650
Trims Available

pure, passion, prime, proxy

2016 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$587

Texas Farm Bureau

$732

Erie

$879

Vermont Mutual

$917

Oklahoma Farmers Union

$934

Progressive

$962

USAA

$981

Acuity

$982

Tennessee Farmers

$1,038

GEICO

$1,041

American Family

$1,063

Country

$1,068

Compare all 2016 Smart fortwo insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,458
List Price
$14,650
Trims Available

pure, passion, prime, proxy, electric drive, electric drive cabriolet

2015 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$568

Texas Farm Bureau

$716

Erie

$823

USAA

$842

Vermont Mutual

$877

Progressive

$879

GEICO

$883

Oklahoma Farmers Union

$902

Acuity

$948

Tennessee Farmers

$950

State Farm

$960

American Family

$1,019

Compare all 2015 Smart fortwo insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,372
List Price
$13,270
Trims Available

pure, passion, passion cabriolet, electric drive, electric drive cabriolet

2014 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$659

Texas Farm Bureau

$700

Erie

$734

Vermont Mutual

$780

USAA

$791

Acuity

$852

Oklahoma Farmers Union

$864

GEICO

$888

Tennessee Farmers

$889

Progressive

$912

$947

Country

$962

Compare all 2014 Smart fortwo insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,344
List Price
$13,270
Trims Available

pure, passion, passion cabriolet, passion electric, passion electric cabriolet

2013 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$633

Texas Farm Bureau

$663

Erie

$722

USAA

$758

Vermont Mutual

$791

GEICO

$798

Progressive

$817

Oklahoma Farmers Union

$822

Acuity

$846

Tennessee Farmers

$894

Allied

$919

State Farm

$940

Compare all 2013 Smart fortwo insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,277
List Price
$12,490
Trims Available

pure, passion, passion cabriolet, passion electric, passion cabriolet electric

2012 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$593

Texas Farm Bureau

$640

Vermont Mutual

$641

USAA

$677

Erie

$694

Acuity

$708

Oklahoma Farmers Union

$750

Tennessee Farmers

$790

Allied

$795

GEICO

$827

Country

$841

State Farm

$884

Compare all 2012 Smart fortwo insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,196
List Price
$12,490
Trims Available

pure, passion, passion cabriolet

2011 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$585

Vermont Mutual

$598

Texas Farm Bureau

$608

Erie

$688

USAA

$698

Oklahoma Farmers Union

$716

Allied

$750

Tennessee Farmers

$754

Acuity

$772

Arbella

$784

GEICO

$785

Country

$789

Compare all 2011 Smart fortwo insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,180
List Price
$12,490
Trims Available

pure, passion, passion cabriolet, passion electric, passion cabriolet electric

Other smart models