Smart fortwo Car Insurance

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The Smart fortwo is an affordable car to cover via auto insurance, with average annual rates $403 cheaper than the nationwide average. The fortwo provides bad cost-to-insure value, with a costlier-than-average insurance rate-to-MSRP ratio.

Progressive offers the most affordable car insurance rates for the Smart fortwo, with an average annual rate of $361 — 47% more affordable than the average among popular insurance companies. The costliest car insurance carrier for a Smart fortwo is Infinity, providing an average premium of $4,012 per annum.

Check out the data on this page to see Smart fortwo insurance premiums from top auto insurance companies.

How much does it cost to insure my Smart fortwo?

Select the year of your car

fortwo Car Insurance

2017 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$680

Allmerica

$744

Erie

$799

GEICO

$803

Vermont Mutual

$829

Progressive

$876

Acuity

$897

USAA

$945

$977

$986

$988

Arbella

$1,036

Compare all 2017 Smart fortwo insurance rates.
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Average Cost to Insure Per Year
$1,868
List Price
$14,650
Trims Available

pure, passion, prime, proxy

2016 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$587

Texas Farm Bureau

$732

Erie

$879

Vermont Mutual

$917

Oklahoma Farmers Union

$934

Progressive

$962

USAA

$981

Acuity

$982

Tennessee Farmers

$1,038

GEICO

$1,041

American Family

$1,063

Country

$1,068

Compare all 2016 Smart fortwo insurance rates.
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Average Cost to Insure Per Year
$1,444
List Price
$14,650
Trims Available

pure, passion, prime, proxy, electric drive, electric drive cabriolet

2015 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$568

Texas Farm Bureau

$716

Erie

$823

USAA

$842

Vermont Mutual

$877

Progressive

$879

GEICO

$883

Oklahoma Farmers Union

$902

Acuity

$948

Tennessee Farmers

$950

State Farm

$960

American Family

$1,019

Compare all 2015 Smart fortwo insurance rates.
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Average Cost to Insure Per Year
$1,361
List Price
$13,270
Trims Available

pure, passion, passion cabriolet, electric drive, electric drive cabriolet

2014 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$659

Texas Farm Bureau

$700

Erie

$734

Vermont Mutual

$780

USAA

$791

Acuity

$852

Oklahoma Farmers Union

$864

GEICO

$888

Tennessee Farmers

$889

Progressive

$912

$947

Country

$962

Compare all 2014 Smart fortwo insurance rates.
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Average Cost to Insure Per Year
$1,330
List Price
$13,270
Trims Available

pure, passion, passion cabriolet, passion electric, passion electric cabriolet

2013 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$633

Texas Farm Bureau

$663

Erie

$722

USAA

$758

Vermont Mutual

$791

GEICO

$798

Progressive

$817

Oklahoma Farmers Union

$822

Acuity

$846

Tennessee Farmers

$894

Allied

$919

State Farm

$940

Compare all 2013 Smart fortwo insurance rates.
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Average Cost to Insure Per Year
$1,264
List Price
$12,490
Trims Available

pure, passion, passion cabriolet, passion electric, passion cabriolet electric

2012 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$593

Texas Farm Bureau

$640

Vermont Mutual

$641

USAA

$677

Erie

$694

Acuity

$708

Oklahoma Farmers Union

$750

Tennessee Farmers

$790

Allied

$795

GEICO

$827

Country

$841

State Farm

$884

Compare all 2012 Smart fortwo insurance rates.
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Average Cost to Insure Per Year
$1,187
List Price
$12,490
Trims Available

pure, passion, passion cabriolet

2011 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$585

Vermont Mutual

$598

Texas Farm Bureau

$608

Erie

$688

USAA

$698

Oklahoma Farmers Union

$716

Allied

$750

Tennessee Farmers

$754

Acuity

$772

Arbella

$784

GEICO

$785

Country

$789

Compare all 2011 Smart fortwo insurance rates.
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Average Cost to Insure Per Year
$1,166
List Price
$12,490
Trims Available

pure, passion, passion cabriolet, passion electric, passion cabriolet electric