smart fortwo Insurance Cost

  • Smart fortwo insurance costs range from $18 to $52 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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fortwo Car Insurance

smart fortwo Insurance cost

  • Average car insurance price: $127/month
  • Most affordable company: Allied ($85/month)
  • Fortwo insurance rate vs. average vehicle insurance rate: $2 less expensive than the average vehicle

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a smart fortwo with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

fortwo Car Insurance

How much does it cost to insure my Smart fortwo?

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2017 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

$680

Allmerica

$744

$799

$803

Vermont Mutual

$829

$876

Acuity

$897

$945

$977

Country

$986

$988

Arbella

$1,036

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Average Cost to Insure Per Year
$1,882
List Price
$14,650
Trims Available

pure, passion, prime, proxy

2016 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

$587

$732

$879

Vermont Mutual

$917

Oklahoma Farmers Union

$934

$962

$981

Acuity

$982

Tennessee Farmers

$1,038

$1,041

$1,063

Country

$1,068

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Average Cost to Insure Per Year
$1,458
List Price
$14,650
Trims Available

pure, passion, prime, proxy, electric drive, electric drive cabriolet

2015 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

$568

$716

$823

$842

Vermont Mutual

$877

$879

$883

Oklahoma Farmers Union

$902

Acuity

$948

Tennessee Farmers

$950

$960

$1,019

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Average Cost to Insure Per Year
$1,373
List Price
$13,270
Trims Available

pure, passion, passion cabriolet, electric drive, electric drive cabriolet

2014 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

$659

$700

$734

Vermont Mutual

$780

$791

Acuity

$852

Oklahoma Farmers Union

$864

$888

Tennessee Farmers

$889

$912

Country

$962

$967

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Average Cost to Insure Per Year
$1,345
List Price
$13,270
Trims Available

pure, passion, passion cabriolet, passion electric, passion electric cabriolet

2013 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

$633

$663

$722

$758

Vermont Mutual

$791

$798

$817

Oklahoma Farmers Union

$822

Acuity

$846

Tennessee Farmers

$894

$940

$969

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Average Cost to Insure Per Year
$1,277
List Price
$12,490
Trims Available

pure, passion, passion cabriolet, passion electric, passion cabriolet electric

2012 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

$593

$640

Vermont Mutual

$641

$677

$694

Acuity

$708

Oklahoma Farmers Union

$750

Tennessee Farmers

$790

$827

Country

$841

$884

$886

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Average Cost to Insure Per Year
$1,196
List Price
$12,490
Trims Available

pure, passion, passion cabriolet

2011 Smart fortwo

Cheapest Insurance Companies
Average Annual Cost

$585

Vermont Mutual

$598

$608

$688

$698

Oklahoma Farmers Union

$716

Tennessee Farmers

$754

Acuity

$772

Arbella

$784

$785

Country

$789

$840

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Average Cost to Insure Per Year
$1,180
List Price
$12,490
Trims Available

pure, passion, passion cabriolet, passion electric, passion cabriolet electric

Other smart models