smart fortwo Insurance Cost
- Smart fortwo insurance costs range from $18 to $52 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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smart fortwo Insurance cost
- Average car insurance price: $127/month
- Most affordable company: Allied ($85/month)
- Fortwo insurance rate vs. average vehicle insurance rate: $2 less expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a smart fortwo with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
How much does it cost to insure my Smart fortwo?
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2017 Smart fortwo
Cheapest Insurance Companies
Average Annual Cost
$680
Allmerica
$744
$799
$803
Vermont Mutual
$829
$876
$897
$945
$977
Country
$986
$988
$1,036
Compare all 2017 Smart fortwo insurance rates.
Average Cost to Insure Per Year
$1,882List Price
$14,650Trims Available
pure, passion, prime, proxy
2016 Smart fortwo
Cheapest Insurance Companies
Average Annual Cost
Cincinnati Insurance
$587
$732
Erie
$879
Vermont Mutual
$917
Oklahoma Farmers Union
$934
Progressive
$962
USAA
$981
Acuity
$982
Tennessee Farmers
$1,038
GEICO
$1,041
American Family
$1,063
Country
$1,068
Compare all 2016 Smart fortwo insurance rates.
Average Cost to Insure Per Year
$1,458List Price
$14,650Trims Available
pure, passion, prime, proxy, electric drive, electric drive cabriolet
2015 Smart fortwo
Cheapest Insurance Companies
Average Annual Cost
Cincinnati Insurance
$568
Texas Farm Bureau
$716
Erie
$823
USAA
$842
Vermont Mutual
$877
Progressive
$879
GEICO
$883
Oklahoma Farmers Union
$902
Acuity
$948
Tennessee Farmers
$950
State Farm
$960
American Family
$1,019
Compare all 2015 Smart fortwo insurance rates.
Average Cost to Insure Per Year
$1,372List Price
$13,270Trims Available
pure, passion, passion cabriolet, electric drive, electric drive cabriolet
2014 Smart fortwo
Cheapest Insurance Companies
Average Annual Cost
Cincinnati Insurance
$659
Texas Farm Bureau
$700
Erie
$734
Vermont Mutual
$780
USAA
$791
Acuity
$852
Oklahoma Farmers Union
$864
GEICO
$888
Tennessee Farmers
$889
Progressive
$912
$947
Country
$962
Compare all 2014 Smart fortwo insurance rates.
Average Cost to Insure Per Year
$1,344List Price
$13,270Trims Available
pure, passion, passion cabriolet, passion electric, passion electric cabriolet
2013 Smart fortwo
Cheapest Insurance Companies
Average Annual Cost
Cincinnati Insurance
$633
Texas Farm Bureau
$663
Erie
$722
USAA
$758
Vermont Mutual
$791
GEICO
$798
Progressive
$817
Oklahoma Farmers Union
$822
Acuity
$846
Tennessee Farmers
$894
Allied
$919
State Farm
$940
Compare all 2013 Smart fortwo insurance rates.
Average Cost to Insure Per Year
$1,277List Price
$12,490Trims Available
pure, passion, passion cabriolet, passion electric, passion cabriolet electric
2012 Smart fortwo
Cheapest Insurance Companies
Average Annual Cost
Cincinnati Insurance
$593
Texas Farm Bureau
$640
Vermont Mutual
$641
USAA
$677
Erie
$694
Acuity
$708
Oklahoma Farmers Union
$750
Tennessee Farmers
$790
Allied
$795
GEICO
$827
Country
$841
State Farm
$884
Compare all 2012 Smart fortwo insurance rates.
Average Cost to Insure Per Year
$1,196List Price
$12,490Trims Available
pure, passion, passion cabriolet
2011 Smart fortwo
Cheapest Insurance Companies
Average Annual Cost
Cincinnati Insurance
$585
Vermont Mutual
$598
Texas Farm Bureau
$608
Erie
$688
USAA
$698
Oklahoma Farmers Union
$716
Allied
$750
Tennessee Farmers
$754
Acuity
$772
Arbella
$784
GEICO
$785
Country
$789
Compare all 2011 Smart fortwo insurance rates.
Average Cost to Insure Per Year
$1,180List Price
$12,490Trims Available
pure, passion, passion cabriolet, passion electric, passion cabriolet electric