Smart fortwo electric drive Insurance: by Model Year & Company
Smart fortwo electric drive insurance costs an average of $1,103 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Smart fortwo electric drive at $102/mo or $613 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Smart fortwo electric drive:
- The fortwo electric drive costs more to insure than most hatchbacks. Averaging $184/mo for the fortwo electric drive versus $164/mo for typical hatchbacks.
- If you're considering a vehicle similar to the fortwo electric drive, like the Smart fortwo ($111/mo), Hyundai Ioniq Electric ($169/mo), or Mercedes-Benz B-Class ($176/mo), your insurance costs will be more expensive.
- Progressive ($87/mo), USAA ($103/mo), GEICO ($111/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2018 Smart fortwo electric drive
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,226 |
| Nationwide |
$1,252 |
| GEICO |
$1,385 |
| USAA |
$1,418 |
| State Farm |
$1,465 |
| American Family |
$2,779 |
| Erie |
$3,772 |
| Allstate |
$5,886 |
| Farmers |
$6,178 |
Compare all 2018 Smart fortwo electric drive insurance rates.
Average Cost to Insure Per Year
$2,3872017 Smart fortwo electric drive
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,139 |
| USAA |
$1,233 |
| GEICO |
$1,402 |
| State Farm |
$1,409 |
| Nationwide |
$1,739 |
| American Family |
$2,282 |
| Erie |
$2,656 |
| Farmers |
$4,344 |
| Allstate |
$4,605 |
Compare all 2017 Smart fortwo electric drive insurance rates.
Average Cost to Insure Per Year
$2,0762016 Smart fortwo electric drive
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,116 |
| State Farm |
$1,276 |
| Nationwide |
$1,319 |
| GEICO |
$1,330 |
| USAA |
$1,341 |
| Erie |
$3,177 |
| American Family |
$3,192 |
| Farmers |
$5,054 |
| Allstate |
$6,394 |
Compare all 2016 Smart fortwo electric drive insurance rates.
Average Cost to Insure Per Year
$2,3372015 Smart fortwo electric drive
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$955 |
| USAA |
$1,171 |
| Nationwide |
$1,246 |
| GEICO |
$1,334 |
| State Farm |
$1,499 |
| American Family |
$2,172 |
| Erie |
$2,430 |
| Farmers |
$2,917 |
| Allstate |
$3,406 |
Compare all 2015 Smart fortwo electric drive insurance rates.
Average Cost to Insure Per Year
$1,7082014 Smart fortwo electric drive
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$915 |
| USAA |
$1,104 |
| GEICO |
$1,285 |
| Nationwide |
$1,315 |
| Erie |
$1,480 |
| State Farm |
$1,486 |
| American Family |
$1,489 |
| Farmers |
$2,214 |
| Allstate |
$2,644 |
Compare all 2014 Smart fortwo electric drive insurance rates.
Average Cost to Insure Per Year
$1,4952013 Smart fortwo electric drive
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$891 |
| USAA |
$1,124 |
| Nationwide |
$1,232 |
| GEICO |
$1,247 |
| State Farm |
$1,372 |
| American Family |
$1,982 |
| Erie |
$2,297 |
| Farmers |
$3,397 |
| Allstate |
$4,185 |
