Question
If my laptop was stolen from my car, how do I get it replaced?
I have car insurance and renters insurance, but I don't know which one to contact about my computer.
Answer
Any damage to your car would be covered by your auto insurance policy, but personal property should be covered by your renters insurance policy, and that includes items inside your vehicle. Renters insurance covers theft and follows you even while you're not at home.
Keep in mind that your renters deductible will be subtracted from the amount you receive for your computer. If the difference in replacing the computer is close to your deductible, it may be worth just replacing it yourself. Good luck!
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