Peoria, AZ Car Insurance

The average car insurance policy in Peoria costs $131 per month. Are you paying too much?

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How much does car insurance cost in Peoria?

 

The average car insurance rate in Peoria is $1,579 per year. That's more expensive than the average in Arizona ($1,470) and more expensive than the national average of $1,548. Our guide to car insurance in Peoria includes average premiums based on age, credit score, driving history and marital status. Read on for more information.

 
CAR INSURANCE RATES IN PEORIA
Peoria Average (annual)Arizona AverageU.S. Average
$1,579$1,470$1,548
 
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Peoria auto insurance rates by company

 

The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical insurance customer, GEICO provides Peoria's cheapest rates. See below the best options for affordable auto insurance in Peoria. Don't forget to get car insurance quotes based on your driving profile.

 
PEORIA CAR INSURANCE RATES BY COMPANY
Insurance CompanyAverage Annual Rate
GEICO$827
USAA$1,177
State Farm$1,456
American Family$1,717
Progressive$1,725

 

Looking for cheap car insurance? Consult our guide. 

 

Peoria auto insurance rates by age

The age group that pays the least for car insurance in Peoria are drivers in their 50s ($1,410 per year). Drivers in their 60s pay marginally higher rates: $1,467 per year.

Teen drivers face Peoria's most expensive auto insurance rates. One of the most effective ways to lower your car insurance rates as a driver in Peoria is to age out of your teens. The difference in rates paid by teenage drivers and drivers in their 20s in Peoria is $4,450, the largest such difference between any two age groups.

 
PEORIA CAR INSURANCE RATES BY DRIVER AGE
AgeAverage Yearly Rate
Teenagers$6,556
20s$2,107
30s$1,549
40s$1,509
50s$1,410
60s$1,467
70s$1,871
 

Learn more about the impact of age on auto insurance rates.

 

Peoria auto insurance rates by marital status and gender

 

In some cases, a driver's marital status and gender may affect their car insurance rates. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Peoria pay $124 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Peoria, insurance rates for those who are widowed are less expensive than rates for those who are single.

Gender is another factor that can influence auto insurance rates. In Peoria, female drivers pay $31 per year more than do male drivers for car insurance.

 
PEORIA CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
Gender/Marital StatusAverage Yearly Rate
Female$1,610
Male$1,579
Single$1,455
Married$1,455
Divorced$1,579
Widowed$1,509
 

Read more about the relationships between gender, marital status and insurance rates.

 

Peoria car insurance rates by incident history

 

Maintaining a clean driving record is one of the best ways to keep your car insurance costs low. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.

Two of the most costly citations to receive are DUI and reckless driving. Peoria drivers found guilty of reckless driving face insurance rate increases of $705 per year, compared to the citywide average. A DUI violation may lead to an $804 increase, while a citation for speeding leads to a $426 rate hike.

 
PEORIA CAR INSURANCE RATES AFTER A COLLISION OR CITATION
IncidentAverage Annual Rate
DUI/DWI$2,383
Reckless Driving$2,284
At-fault Accident (damages < $1,000)$2,021
At-fault Accident (damages greater than $2,000)$2,310
Speeding Ticket (16-20 mph over speed limit)$2,005
 

Get more info on how a bad driving history can raise your car insurance costs.

 

Peoria car insurance rates by credit tier

 

In many cases, a driver's credit level is closely correlated with their auto insurance rates. Peoria drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 64% on their auto insurance premiums. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Peoria, moving into the "Fair" credit tier corresponds to an average of $1,601 in savings on insurance each year.

 
PEORIA AUTO INSURANCE PREMIUMS BY CREDIT LEVEL
Credit ScoreAverage Rate (annual)
Very Poor$3,530
Fair$1,928
Good$1,579
Very Good$1,426
Exceptional$1,264
 

Get additional information on how credit impacts car insurance costs.

Looking for a cheap policy? Compare rates and save.

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Kristine Lee
Kristine LeeManager, Content and Data

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer.

She is an authority on all things insurance and covers the ins and outs of auto, home, life and renters insurance. Her specialty is in providing data-backed insights and information to help insurance shoppers make informed decisions.

Kristine's insurance expertise and research have been cited by publications such as CNBC, Car and Driver, Business Insider, Yahoo!, The Balance, Nationwide and Elephant.

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.

  • The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.

  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.

  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.