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How much does car insurance cost in Peoria?
The average car insurance rate in Peoria is $1,579 per year. That's more expensive than the average in Arizona ($1,470) and more expensive than the national average of $1,548. Our guide to car insurance in Peoria includes average premiums based on age, credit score, driving history and marital status. Read on for more information.
CAR INSURANCE RATES IN PEORIA
|Peoria Average (annual)||Arizona Average||U.S. Average|
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The best way to save on auto insurance is to compare rates from as many car insurers as possible, selecting the provider from which you receive the most affordable quote. For a typical insurance customer, GEICO provides Peoria's cheapest rates. See below the best options for affordable auto insurance in Peoria. Don't forget to get car insurance quotes based on your driving profile.
PEORIA CAR INSURANCE RATES BY COMPANY
|Insurance Company||Average Annual Rate|
The age group that pays the least for car insurance in Peoria are drivers in their 50s ($1,410 per year). Drivers in their 60s pay marginally higher rates: $1,467 per year.
Teen drivers face Peoria's most expensive auto insurance rates. One of the most effective ways to lower your car insurance rates as a driver in Peoria is to age out of your teens. The difference in rates paid by teenage drivers and drivers in their 20s in Peoria is $4,450, the largest such difference between any two age groups.
PEORIA CAR INSURANCE RATES BY DRIVER AGE
|Age||Average Yearly Rate|
In some cases, a driver's marital status and gender may affect their car insurance rates. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Peoria pay $124 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Peoria, insurance rates for those who are widowed are less expensive than rates for those who are single.
PEORIA CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
|Gender/Marital Status||Average Yearly Rate|
Maintaining a clean driving record is one of the best ways to keep your car insurance costs low. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Two of the most costly citations to receive are DUI and reckless driving. Peoria drivers found guilty of reckless driving face insurance rate increases of $705 per year, compared to the citywide average. A DUI violation may lead to an $804 increase, while a citation for speeding leads to a $426 rate hike.
PEORIA CAR INSURANCE RATES AFTER A COLLISION OR CITATION
|Incident||Average Annual Rate|
|At-fault Accident (damages < $1,000)||$2,021|
|At-fault Accident (damages greater than $2,000)||$2,310|
|Speeding Ticket (16-20 mph over speed limit)||$2,005|
In many cases, a driver's credit level is closely correlated with their auto insurance rates. Peoria drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 64% on their auto insurance premiums. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Peoria, moving into the "Fair" credit tier corresponds to an average of $1,601 in savings on insurance each year.
PEORIA AUTO INSURANCE PREMIUMS BY CREDIT LEVEL
|Credit Score||Average Rate (annual)|
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About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.