Peoria, AZ Car Insurance

How much does car insurance cost in Peoria?


The average car insurance rate in Peoria is $1,579 per year. That's more expensive than the average in Arizona ($1,470) and more expensive than the national average of $1,548. Our guide to car insurance in Peoria — researched and written by The Zebra's team of licensed insurance experts — includes average premiums based on age, credit score, driving history, and marital status. Read on for more information.


CAR INSURANCE RATES IN PEORIA
Peoria Average (annual)Arizona AverageU.S. Average
$1,579$1,470$1,548

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Peoria auto insurance rates by company


The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical insurance customer, GEICO provides Peoria's cheapest rates. See below the best options for affordable auto insurance in Peoria. Don't forget to get car insurance quotes based on your driving profile.


PEORIA CAR INSURANCE RATES BY COMPANY
Insurance CompanyAverage Annual Rate
GEICO$827
USAA$1,177
State Farm$1,456
American Family$1,717
Progressive$1,725

Read our guide to finding the best cheap auto insurance.



Peoria auto insurance rates by age

The age group that pays the least for car insurance in Peoria are drivers in their age_50s ($1,410per year). Drivers in their age_60s pay marginally higher rates — $1,467 per year.

Teen drivers pay Peoria's most expensive auto insurance rates. One of the most effective ways to lower your car insurance rates as a driver in Peoria is to age out of your teens. The difference in rates paid by teenage drivers and drivers in their 20s in Peoria is $4,450, the largest such difference between any two age groups.


PEORIA CAR INSURANCE RATES BY DRIVER AGE
AgeAverage Yearly Rate
Teenagers$6,556
20s$2,107
30s$1,549
40s$1,509
50s$1,410
60s$1,467
70s$1,871

Learn more about the impact of age on auto insurance rates.



Peoria auto insurance rates by marital status and gender


In some cases, a driver's marital status and gender may affect their car insurance rates. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Peoria pay $124 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Peoria, insurance rates for those who are widowed are less expensive than rates for those who are single.

Gender is another factor that can influence auto insurance rates. In Peoria, female drivers pay $31 per year more than do male drivers for car insurance.


PEORIA CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
Gender/Marital StatusAverage Yearly Rate
Female$1,610
Male$1,579
Single$1,455
Married$1,455
Divorced$1,579
Widowed$1,509

Read more about the relationships between gender, marital status and insurance rates.



Peoria car insurance rates by incident history


Maintaining a clean driving record is one of the best ways to keep your car insurance costs low. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.

Two of the most costly citations to receive are DUI and reckless driving. Peoria drivers found guilty of reckless driving face insurance rate increases of $705 per year, compared to the citywide average. A DUI violation may lead to an $804 increase, while a citation for speeding leads to a $426 rate hike.


PEORIA CAR INSURANCE RATES AFTER A COLLISION OR CITATION
IncidentAverage Annual Rate
DUI/DWI$2,383
Reckless Driving$2,284
At-fault Accident (damages < $1,000)$2,021
At-fault Accident (damages greater than $2,000)$2,310
Speeding Ticket (16-20 mph over speed limit)$2,005

Get more info on how a bad driving history can impact your car insurance costs.



Peoria car insurance rates by credit tier


In many cases, a driver's credit level is closely correlated with their auto insurance rates. Peoria drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 64% on their auto insurance premiums. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Peoria, moving into the "Fair" credit tier corresponds to an average of $1,601 in savings on insurance each year.


PEORIA AUTO INSURANCE PREMIUMS BY CREDIT LEVEL
Credit ScoreAverage Rate (annual)
Very Poor$3,530
Fair$1,928
Good$1,579
Very Good$1,426
Exceptional$1,264

Get additional information on how credit impacts car insurance costs.



Kristine Lee LinkedIn

Kristine is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has been a contributor to numerous publications focused on the nuances of insurance, including BestCompany.com.