The average car insurance policy in Peoria costs $131 per month. Are you paying too much?
The average car insurance rate in Peoria is $1,579 per year. That's more expensive than the average in Arizona ($1,470) and more expensive than the national average of $1,548. Our guide to car insurance in Peoria includes average premiums based on age, credit score, driving history and marital status. Read on for more information.
|Peoria Average (annual)||Arizona Average||U.S. Average|
The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical insurance customer, GEICO provides Peoria's cheapest rates. See below the best options for affordable auto insurance in Peoria. Don't forget to get car insurance quotes based on your driving profile.
|Insurance Company||Average Annual Rate|
The age group that pays the least for car insurance in Peoria are drivers in their 50s ($1,410 per year). Drivers in their 60s pay marginally higher rates: $1,467 per year.
Teen drivers face Peoria's most expensive auto insurance rates. One of the most effective ways to lower your car insurance rates as a driver in Peoria is to age out of your teens. The difference in rates paid by teenage drivers and drivers in their 20s in Peoria is $4,450, the largest such difference between any two age groups.
|Age||Average Yearly Rate|
In some cases, a driver's marital status and gender may affect their car insurance rates. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Peoria pay $124 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Peoria, insurance rates for those who are widowed are less expensive than rates for those who are single.
|Gender/Marital Status||Average Yearly Rate|
Maintaining a clean driving record is one of the best ways to keep your car insurance costs low. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Two of the most costly citations to receive are DUI and reckless driving. Peoria drivers found guilty of reckless driving face insurance rate increases of $705 per year, compared to the citywide average. A DUI violation may lead to an $804 increase, while a citation for speeding leads to a $426 rate hike.
|Incident||Average Annual Rate|
|At-fault Accident (damages < $1,000)||$2,021|
|At-fault Accident (damages greater than $2,000)||$2,310|
|Speeding Ticket (16-20 mph over speed limit)||$2,005|
In many cases, a driver's credit level is closely correlated with their auto insurance rates. Peoria drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 64% on their auto insurance premiums. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Peoria, moving into the "Fair" credit tier corresponds to an average of $1,601 in savings on insurance each year.
|Credit Score||Average Rate (annual)|