The typical auto insurance policy costs $144 per month in Fairfield. Are you paying too much?
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The average car insurance rate in Fairfield, California, is $1,734 per year. That's cheaper than the statewide average in California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status and other common factors in the seat of Solano county.
|Fairfield Average (annual)||California Average||U.S. Average|
The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical insurance customer, GEICO provides Fairfield's cheapest rates. See below the best options for affordable auto insurance in Fairfield. Don't forget to get car insurance quotes based on your driving profile.
The age group that pays the least for car insurance in Fairfield are drivers in their 60s ($1,549 per year). Those in their 50s don't pay much more ($1,555 per year).
Teenage drivers pay Fairfield's most expensive auto insurance rates. One of the most effective ways to reduce your car insurance rates as a driver in Fairfield is to celebrate your 20th birthday. In Fairfield, teenage drivers pay $6,384 — a full $4,829 more than the second-most expensive rate paid by an age group.
|Age group||Average Yearly Rate|
In some cases, a driver's marital status and gender may affect their car insurance rates. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Fairfield pay $72 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Fairfield, insurance rates for those who are widowed are less expensive than rates for those who are single.
Gender is yet another factor that can affect auto insurance premiums. In Fairfield, female drivers pay $3 per year more than do male drivers for car insurance.
|Gender/Marital Status||Average Yearly Rate|
Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Fairfield drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $2,939 per year versus the city average. A ticket for speeding results in a $710 rate hike while a DWI or DUI violation costs $2,841 per year in extra insurance expenditures.
|Citation||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$1,742|
|At-fault Accident (damages greater than $2,000)||$3,060|
|Speeding Ticket (16-20 mph over speed limit)||$2,444|
In many cases, a driver's credit level is closely correlated with their auto insurance rates. However, California doesn't allow auto insurers to set rates with credit score in mind.
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.