On average customers save $79 when shopping for car insurance in Cambridge, MA. Enter your zip code to get insurance now.
Why you can trust The Zebra
Premiums in Cambridge exceed the state average, coming in at $1,329 per year. Compare that to the Massachusetts average of $1,201 and the national average of $1,548. Let’s take a look at how to save on car insurance in Cambridge. You can also submit your ZIP code above to compare your free personalized auto insurance quotes.
|Cambridge Average (yearly)||Massachusetts Average||United States Average|
Among all age groups, drivers in their 70s have the lowest rates, with rates of $1,058/year. People in their 60s ($1,091) aren’t paying much more. When drivers hit their 20s in Cambridge, therefore moving out of the teenage age bracket, they pay 64% less in premiums. You won't see a bigger change between any other age group. The downward direction continues, as premium prices in Cambridge decrease the older a driver gets. With average car insurance payments of $4,795, teenage drivers have the most expensive rates of any age group.
|Age bracket||Average Annual Rate|
Knowing which driving mishaps can make the price of insurance premiums spike will help you make better decisions and save money. A DUI will increase your car insurance premiums more than other driving violations. Drivers with a DUI in Cambridge have rates over double the average for the city of $1,329. Reckless driving will also push your rates up, with average rates of $2,653. That is 100% higher than the city average! The amount of damage caused by an accident plays a part in the degree to which insurance rates will climb. Being at-fault in an accident with damages exceeding $2,000 costs you an additional 4% per year in premiums compared to an accident with damages less than $1,000.
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.