What is the average cost of car insurance in San Angelo?
The average cost of auto insurance in San Angelo is $1,217 per year. That's cheaper than the statewide average in Texas ($1,415) and less expensive than the national average of $1,548. Our guide to San Angelo auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more!
CAR INSURANCE RATES IN SAN ANGELO
|San Angelo Average (annual)||Texas Average||National Average|
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San Angelo car insurance premiums by provider
The difference in auto insurance rates from company to company can be substantial. In San Angelo, State Farm provides the most affordable rates for the typical insurance customer. Reference below the top options for affordable insurance in San Angelo. Don't forget to get car insurance quotes based on your unique driving profile.
SAN ANGELO CAR INSURANCE PREMIUMS BY COMPANY
|Insurer||Average Annual Rate|
Car insurance rates by age bracket in San Angelo
The best age for car insurance rates as a driver in San Angelo is your age_50s: drivers in this age group pay an average of $1,045per year. Those in their age_60s don't pay significantly more ($1,068).
The San Angelo drivers who pay the highest insurance rates are teenagers. When drivers hit their 20s in San Angelo and move out of the teenage age bracket, they reduce their premiums substantially. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in San Angelo is $1,394, the largest such difference between any two age groups.
SAN ANGELO AUTO INSURANCE PREMIUMS BY DRIVER AGE
|Age group||Average Yearly Rate|
San Angelo auto insurance costs by marital status and gender
In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. Married drivers in San Angelo pay $91 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in San Angelo, single drivers pay more than those who are widowed.
Gender is another factor that can impact auto insurance costs. The typical male driver in San Angelo pays $23 more each year for car insurance than does his female counterpart.
SAN ANGELO CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
|Gender/Marital Status||Average Yearly Rate|
San Angelo auto insurance costs by accident and citation history
Maintaining a clean driving record is one of the best ways to keep your car insurance costs low. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.
San Angelo drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $609 per year versus the city average. A ticket for speeding results in a $103 rate hike while a DWI or DUI violation costs $624per year in extra insurance expenditures.
SAN ANGELO CAR INSURANCE RATES AFTER A COLLISION OR CITATION
|Violation/Incident||Average Yearly Rate|
|At-fault Accident (damages < $1,000)||$1,510|
|At-fault Accident (damages > $2,000)||$1,800|
|Speeding Ticket (16-20 mph over speed limit)||$1,321|
San Angelo auto insurance rates by credit level
Credit score is often closely correlated with car insurance costs. San Angelo drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 60% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In San Angelo, improving your credit to "Fair" could help you earn $1,027 in savings on insurance premiums each year.
SAN ANGELO AUTO INSURANCE PREMIUMS BY CREDIT LEVEL
|Credit Tier||Average Rate (annual)|